MoneyVS

Credit cards for a AED 15,000 salary in the UAE

These 72 cards publish a minimum monthly salary of AED 15,000 or less: 11 cashback, 12 travel & miles, 24 rewards, 25 shopping. Cards for UAE nationals, Priority clients or by invitation only aren't included.

All 72 cards

  1. Emirates NBD Skywards Signature Credit Card

    Emirates NBD · Emirates Skywards

    Skywards Signature Credit Card

    Up to 1.5 Skywards Miles per USD on international (non-EU) spend

    Annual fee
    AED 735
    Min. salary
    AED 12,000
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus15,000 Skywards Miles (pay the joining fee); 15,000 Skywards Miles when you spend AED 36,725 within 90 days; 10,000 Skywards Miles when you spend AED 13,772 within 365 days.

    • Airport lounges
    • Golf
    • Cinema offers
  2. Emirates NBD Etihad Guest Visa Inspire Credit Card

    Emirates NBD · Etihad Guest

    Etihad Guest Visa Inspire Credit Card

    7 Etihad Guest Miles per AED 10 on Etihad Airways

    Annual fee
    AED 735
    Min. salary
    AED 12,000
    Bonus needs
    AED 60k in 180 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (pay the joining fee); 40,000 Etihad Guest Miles when you spend AED 60,000 within 180 days.

    • Airport lounges
    • Valet parking
  3. Emirates NBD Voyager World Credit Card
    Free for life

    Emirates NBD · Flexible travel points

    Voyager World Credit Card

    6% back in Voyager Miles on the Voyager Travel Portal

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    AED 35k in 90 days
    Top rate needs
    No minimum

    Welcome bonus75,000 Voyager Miles (worth AED 750) when you spend AED 35,000 within 90 days.

    • Airport lounges
    • Airport transfers
  4. Emirates NBD Marriott Bonvoy World Mastercard
    Free for life

    Emirates NBD · Hotel points

    Marriott Bonvoy World Mastercard

    3 Bonvoy points per USD at Marriott hotels

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    AED 22k in 90 days
    Top rate needs
    No minimum

    Welcome bonus2 Free Night Awards (35,000 points each) when you spend AED 22,035 within 90 days.

    • Airport lounges
    • Cinema offers
  5. Emirates NBD dnata Platinum Credit Card

    Emirates NBD

    dnata Platinum Credit Card

    15% back in dnata points at Costa Coffee and City Sightseeing

    Annual fee
    AED 525
    Min. salary
    AED 5,000
    Bonus needs
    AED 10k in 90 days
    Top rate needs
    No minimum

    Welcome bonus500 dnata points (pay the joining fee); 500 dnata points when you spend AED 10,000 within 90 days.

    • Airport lounges
  6. Emirates NBD U By Emaar Signature Credit Card

    Emirates NBD

    U By Emaar Signature Credit Card

    6.25% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    AED 262.5
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  7. Emirates NBD U By Emaar Family Credit Card
    Free for life

    Emirates NBD

    U By Emaar Family Credit Card

    5% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  8. Emirates NBD Darna Visa Signature Credit Card
    Free for life

    Emirates NBD

    Darna Visa Signature Credit Card

    7.5% back as Darna Points at Aldar destinations

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    AED 15k in 90 days
    Top rate needs
    No minimum

    Welcome bonus3,000 Darna Points (AED 300) when you spend AED 15,000 within 90 days.

    • Airport lounges
    • Cinema offers
  9. Emirates NBD Darna Select Visa Credit Card
    Free for life

    Emirates NBD

    Darna Select Visa Credit Card

    6.25% back as Darna Points at Aldar destinations

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  10. Emirates NBD SHARE Visa Signature Credit Card
    Free for life

    Emirates NBD

    SHARE Visa Signature Credit Card

    6% back as SHARE Points at Majid Al Futtaim (malls, Carrefour, VOX)

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    AED 25k in 90 days
    Top rate needs
    No minimum

    Welcome bonus5,000 SHARE Points (AED 500) when you spend AED 25,000 within 90 days.

    • Airport lounges
    • Cinema offers
  11. Emirates NBD SHARE Visa Platinum Credit Card
    Free for life

    Emirates NBD

    SHARE Visa Platinum Credit Card

    4% back as SHARE Points at Majid Al Futtaim (malls, Carrefour, VOX)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  12. Emirates NBD LuLu 247 Platinum Credit Card

    Emirates NBD

    LuLu 247 Platinum Credit Card

    7% back as LuLu Points at LuLu in-store and online

    Annual fee
    AED 262.5
    Min. salary
    AED 12,000
    Bonus needs
    AED 8k in 60 days
    Top rate needs
    No minimum

    Welcome bonus250 LuLu Points (pay the joining fee and make a first purchase); 250 LuLu Points when you spend AED 8,000 within 60 days.

    • Airport lounges
    • Cinema offers
    • Valet parking
  13. Emirates NBD LuLu 247 Titanium Credit Card
    Free for life

    Emirates NBD

    LuLu 247 Titanium Credit Card

    Up to 3.5% back as LuLu Points at LuLu

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus0% balance transfer, no processing fee (transfer a balance from another bank).

    • 0% balance transfer
  14. Emirates NBD noon One Visa Credit Card
    Free for life

    Emirates NBD

    noon One Visa Credit Card

    Up to 20% back as noon credits across noon, noon Food and NowNow

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 when you spend AED 5,000 within 60 days; 1-year noon One membership (included).

    • Cinema offers
  15. Emirates NBD Duo Credit Card
    Free for life

    Emirates NBD

    Duo Credit Card

    5% Plus Points on groceries, electronics, utilities, education and fuel

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    AED 5k/mo

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
  16. Emirates NBD Visa Flexi Credit Card
    Free for life

    Emirates NBD

    Visa Flexi Credit Card

    1.5 Plus Points per AED 100 on retail spend

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
  17. Emirates NBD Visa Platinum Credit Card
    Free for life

    Emirates NBD

    Visa Platinum Credit Card

    1.5 Plus Points per AED 100

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  18. Emirates NBD Mastercard Platinum Credit Card
    Free for life

    Emirates NBD

    Mastercard Platinum Credit Card

    Up to 1.5 Plus Points per AED 100

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
  19. Emirates NBD Mastercard Titanium Credit Card
    Free for life

    Emirates NBD

    Mastercard Titanium Credit Card

    Up to 1 Plus Point per AED 100

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  20. Emirates NBD Diners Club Credit Card

    Emirates NBD

    Diners Club Credit Card

    5% Plus Points on duty free

    Annual fee
    AED 420
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  21. Emirates NBD Go4it Platinum Credit Card
    Free for life

    Emirates NBD

    Go4it Platinum Credit Card

    5 Plus Points per AED 200 at weekends

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  22. Emirates NBD Go4it Gold Credit Card
    Free for life

    Emirates NBD

    Go4it Gold Credit Card

    5 Plus Points per AED 400 at weekends

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  23. Emirates NBD Webshopper Credit Card

    Emirates NBD

    Webshopper Credit Card

    1 Plus Point per AED 200

    Annual fee
    AED 52.5
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  24. First Abu Dhabi Bank Etihad Guest Signature Credit Card

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Signature Credit Card

    5.5 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 1,575
    Min. salary
    AED 15,000
    Bonus needs
    AED 60k in 90 days
    Top rate needs
    No minimum

    Welcome bonus70,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 70,000 bonus Etihad Guest Miles when you spend AED 60,000 within 90 days.

    • Airport lounges
    • Cinema offers
    • Golf
  25. First Abu Dhabi Bank Etihad Guest Platinum Credit Card

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Platinum Credit Card

    4 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 525
    Min. salary
    AED 8,000
    Bonus needs
    AED 25k in 90 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.

    • Cinema offers
    • Golf
  26. First Abu Dhabi Bank Etihad Guest Signature Islamic Credit Card
    Islamic

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Signature Islamic Credit Card

    5.5 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 1,575
    Min. salary
    AED 15,000
    Bonus needs
    AED 60k in 90 days
    Top rate needs
    No minimum

    Welcome bonus70,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 70,000 bonus Etihad Guest Miles when you spend AED 60,000 within 90 days.

    • Airport lounges
    • Golf
  27. First Abu Dhabi Bank Etihad Guest Platinum Islamic Credit Card
    Islamic

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Platinum Islamic Credit Card

    4 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 525
    Min. salary
    AED 8,000
    Bonus needs
    AED 25k in 90 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.

    • Golf
  28. First Abu Dhabi Bank FAB Cashback Credit Card

    First Abu Dhabi Bank

    FAB Cashback Credit Card

    5% on fashion, dining and groceries

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

    • Airport lounges
  29. First Abu Dhabi Bank FAB Cashback Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    FAB Cashback Islamic Credit Card

    5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  30. First Abu Dhabi Bank FAB GEMS World Credit Card

    First Abu Dhabi Bank

    FAB GEMS World Credit Card

    Save up to 3% on GEMS school fees

    Annual fee
    AED 418.95
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  31. First Abu Dhabi Bank FAB ADNOC Rewards Credit Card

    First Abu Dhabi Bank

    FAB ADNOC Rewards Credit Card

    15% back at ADNOC stations including fuel (max AED 150 a month)

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    AED 3k/mo

    Welcome bonus300,000 ADNOC points (AED 300) (sign up and pay the annual fee).

    • Airport lounges
    • Cinema offers
  32. First Abu Dhabi Bank du Credit Card
    Free for life

    First Abu Dhabi Bank

    du Credit Card

    15% back in FAB Rewards on du bills, devices and plans

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 2.5k/mo

    No welcome bonus right now

  33. First Abu Dhabi Bank FAB Rewards Indulge Card
    Free for life

    First Abu Dhabi Bank

    FAB Rewards Indulge Card

    5 FAB Rewards per AED online

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  34. First Abu Dhabi Bank FAB Rewards Active Credit Card

    First Abu Dhabi Bank

    FAB Rewards Active Credit Card

    5 FAB Rewards per AED on sports, golf, gyms and sports apparel

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  35. First Abu Dhabi Bank FAB Z Card

    First Abu Dhabi Bank

    FAB Z Card

    20% off Netflix, PlayStation, Xbox, YouTube, Spotify and Shahid

    Annual fee
    Free year 1
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  36. First Abu Dhabi Bank FAB SHARE Signature Credit Card

    First Abu Dhabi Bank

    FAB SHARE Signature Credit Card

    6% back in SHARE points at Mall of the Emirates, City Centres, Carrefour and VOX

    Annual fee
    AED 525
    Min. salary
    AED 10,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 SHARE points (AED 500) (activate the card).

    • Cinema offers
  37. First Abu Dhabi Bank FAB SHARE Platinum Credit Card
    Free for life

    First Abu Dhabi Bank

    FAB SHARE Platinum Credit Card

    4% back in SHARE points at Mall of the Emirates, City Centres, Carrefour and VOX

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  38. First Abu Dhabi Bank Blue FAB Signature Credit Card
    Free for life

    First Abu Dhabi Bank

    Blue FAB Signature Credit Card

    7% back at Al-Futtaim retail brands (IKEA, M&S, ACE, Toys R Us)

    Annual fee
    Free for life
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
    • 0% balance transfer
  39. First Abu Dhabi Bank Blue FAB Platinum Credit Card
    Free for life

    First Abu Dhabi Bank

    Blue FAB Platinum Credit Card

    6% back at Al-Futtaim retail brands (IKEA, M&S, ACE, Toys R Us)

    Annual fee
    Free for life
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
    • 0% balance transfer
  40. First Abu Dhabi Bank Blue FAB Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    Blue FAB Islamic Credit Card

    10% back at Al-Futtaim retail brands

    Annual fee
    AED 315 from yr 2
    Min. salary
    AED 15,000
    Bonus needs
    AED 36k in 90 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only) when you spend AED 36,000 within 90 days.

    • Airport lounges
  41. ADCB 365 Cashback Credit Card

    ADCB

    365 Cashback Credit Card

    6% on dining, including online orders

    Annual fee
    AED 383.25 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    AED 5k/mo

    Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.

    • Cinema offers
  42. ADCB Islamic 365 Cashback Covered Card
    Islamic

    ADCB

    Islamic 365 Cashback Covered Card

    6% on dining, including online orders

    Annual fee
    AED 383.25 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    AED 5k/mo

    Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.

    • Cinema offers
  43. ADCB talabat ADCB Credit Card
    Free for life

    ADCB

    talabat ADCB Credit Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.

    • Airport lounges
    • Cinema offers
  44. ADCB talabat ADCB Islamic Card
    IslamicFree for life

    ADCB

    talabat ADCB Islamic Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.

    • Airport lounges
    • Cinema offers
  45. ADCB Shukran ADCB Credit Card

    ADCB

    Shukran ADCB Credit Card

    10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands

    Annual fee
    AED 262.5 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 8k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.

    • Cinema offers
  46. ADCB Shukran ADCB Islamic Card
    Islamic

    ADCB

    Shukran ADCB Islamic Card

    10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands

    Annual fee
    AED 262.5 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 8k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.

    • Cinema offers
  47. ADCB ADCB LuLu Platinum Credit Card
    Free for life

    ADCB

    ADCB LuLu Platinum Credit Card

    8% back as LuLu Points at LuLu, no minimum spend

    Annual fee
    Free for life
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  48. ADCB ADCB LuLu Titanium Credit Card
    Free for life

    ADCB

    ADCB LuLu Titanium Credit Card

    3.5% back as LuLu Points at LuLu

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  49. ADCB TouchPoints Platinum Credit Card

    ADCB

    TouchPoints Platinum Credit Card

    Up to 1 TouchPoint per AED

    Annual fee
    AED 630 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
  50. ADCB Islamic TouchPoints Platinum Card
    Islamic

    ADCB

    Islamic TouchPoints Platinum Card

    Up to 1 TouchPoint per AED

    Annual fee
    AED 630 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
  51. ADCB TouchPoints Titanium & Gold Credit Card
    Free for life

    ADCB

    TouchPoints Titanium & Gold Credit Card

    Up to 0.5 TouchPoints per AED

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  52. ADCB Islamic TouchPoints Gold Card
    IslamicFree for life

    ADCB

    Islamic TouchPoints Gold Card

    Up to 0.5 TouchPoints per AED

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  53. ADCB Essential Cashback Credit Card
    Free for life

    ADCB

    Essential Cashback Credit Card

    1.25% cashback in months you spend AED 5,000+

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    AED 1k/mo

    Welcome bonusUp to AED 250 (Apply through select ADCB digital channels (see bank terms)).

    • Airport lounges
    • Cinema offers
  54. Mashreq Mashreq Cashback Credit Card
    Free for life

    Mashreq

    Mashreq Cashback Credit Card

    5% on dining in the UAE and abroad

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Cinema offers
  55. Mashreq Mashreq Platinum Plus Credit Card

    Mashreq

    Mashreq Platinum Plus Credit Card

    10 Vantage points per AED on supermarkets, fuel and dining

    Annual fee
    AED 313.95
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 (AED 200 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Airport lounges
    • Cinema offers
  56. HSBC UAE HSBC Emirates Skywards Signature Credit Card

    HSBC UAE · Emirates Skywards

    HSBC Emirates Skywards Signature Credit Card

    1.75 Skywards Miles per USD on Emirates and flydubai

    Annual fee
    AED 1,050
    Min. salary
    AED 10,000
    Bonus needs
    AED 20k in 60 days
    Top rate needs
    No minimum

    Welcome bonus25,000 Skywards Miles (pay the annual fee); 15,000 Skywards Miles + fast track to Silver when you spend AED 20,000 within 60 days.

    • Airport lounges
    • Cinema offers
  57. HSBC UAE HSBC Live+ Credit Card

    HSBC UAE

    HSBC Live+ Credit Card

    6% on dining (max AED 200 a statement)

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    AED 3k/mo

    Welcome bonusUp to AED 600 cashback (get the card (new HSBC credit card customers only)); AED 100 cashback (first use in a mobile wallet); AED 100 cashback (get a supplementary card and use it).

    • Airport lounges
    • Cinema offers
    • Golf
  58. Citibank UAE Citi Premier Credit Card

    Citibank UAE

    Citi Premier Credit Card

    3 ThankYou Points per USD on dining, fuel and groceries

    Annual fee
    AED 787.5
    Min. salary
    AED 15,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 statement credit when you spend AED 10,000 within 60 days.

    • Airport lounges
    • Cinema offers
    • Golf
  59. Citibank UAE Citi Rewards Credit Card

    Citibank UAE

    Citi Rewards Credit Card

    1.5 ThankYou Points per USD on groceries and non-AED spend

    Annual fee
    AED 315 from yr 2
    Min. salary
    AED 8,000
    Bonus needs
    AED 6k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 300 statement credit when you spend AED 6,000 within 60 days.

    • Airport lounges
    • Cinema offers
  60. Citibank UAE Citi Cash Back Credit Card

    Citibank UAE

    Citi Cash Back Credit Card

    3% on non-AED spend

    Annual fee
    AED 315 from yr 2
    Min. salary
    AED 8,000
    Bonus needs
    AED 6k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 300 statement credit when you spend AED 6,000 within 60 days.

    • Airport lounges
  61. Citibank UAE Citi Simplicity Credit Card
    Free for life

    Citibank UAE

    Citi Simplicity Credit Card

    No fees of any kind

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  62. Citibank UAE Citi Ready Credit Card
    Free for life

    Citibank UAE

    Citi Ready Credit Card

    Credit limit up to 6x salary (max AED 175,000)

    Annual fee
    Free for life
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  63. Dubai Islamic Bank Emirates Skywards DIB Signature Covered Card
    Islamic

    Dubai Islamic Bank · Emirates Skywards

    Emirates Skywards DIB Signature Covered Card

    1.5 Skywards Miles per USD with Emirates

    Annual fee
    AED 1,500
    Min. salary
    AED 15,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus15,000 Skywards Miles (activate the card); 15,000 Skywards Miles (balance transfer of AED 30,000+ kept for 6 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  64. Dubai Islamic Bank Emirates Skywards DIB Platinum Covered Card
    Islamic

    Dubai Islamic Bank · Emirates Skywards

    Emirates Skywards DIB Platinum Covered Card

    1 Skywards Mile per USD with Emirates

    Annual fee
    AED 500
    Min. salary
    AED 10,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Skywards Miles (activate the card).

  65. Dubai Islamic Bank Consumer Cashback Platinum Card
    Islamic

    Dubai Islamic Bank

    Consumer Cashback Platinum Card

    4% on supermarkets and school fees (max AED 300 a month each)

    Annual fee
    AED 261.45 from yr 2
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    AED 4k/mo

    No welcome bonus right now

  66. Dubai Islamic Bank Consumer Cashback Reward Card
    Islamic

    Dubai Islamic Bank

    Consumer Cashback Reward Card

    Up to 3% on supermarkets, fuel, bills, Salik and Nol, and school fees

    Annual fee
    AED 210 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

  67. Dubai Islamic Bank Prime Signature Card
    Islamic

    Dubai Islamic Bank

    Prime Signature Card

    2.5 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
  68. Dubai Islamic Bank Prime Platinum Card
    Islamic

    Dubai Islamic Bank

    Prime Platinum Card

    2 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  69. Dubai Islamic Bank Prime Gold Card
    Islamic

    Dubai Islamic Bank

    Prime Gold Card

    0.6 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  70. Abu Dhabi Islamic Bank ADIB Smiles Visa Classic Card
    IslamicFree for life

    Abu Dhabi Islamic Bank

    ADIB Smiles Visa Classic Card

    Smiles points on spend

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Smiles points (sign up).

  71. Emirates Islamic Emirates Islamic Amazon World Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Amazon World Card

    Up to 6% back on Amazon.ae (Prime)

    Annual fee
    Free for life
    Min. salary
    AED 15,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 250 in Amazon points (Prime members) when you spend AED 10,000 within 60 days; Up to AED 250 more (Prime members) when you spend AED 2,500 within 60 days.

    • Airport lounges
    • Valet parking
    • Golf
  72. Emirates Islamic Emirates Islamic Amazon Platinum Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Amazon Platinum Card

    Up to 6% back on Amazon.ae (Prime)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 250 in Amazon points (Prime members) when you spend AED 10,000 within 60 days; Up to AED 250 more (Prime members) when you spend AED 2,500 within 60 days.

    • Cinema offers

Side by side

Questions people ask

Can I get a credit card with a AED 15,000 salary in the UAE?

Yes. 72 cards from the banks we cover publish a minimum monthly salary of AED 15,000 or less, including 34 with no annual fee. Banks also check your credit history and employer, so meeting the salary doesn't guarantee approval.

Which free credit cards accept a AED 15,000 salary?

ENBD Voyager World, ENBD Marriott Bonvoy World Mastercard, ENBD U By Emaar Family, ENBD Darna Visa Signature, ENBD Darna Select Visa, ENBD SHARE Visa Signature and 28 more.

What about cards that don't publish a minimum salary?

38 cards don't publish a minimum salary. They aren't included on this page; check with the bank before you apply.