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HSBC Emirates Skywards Signature Credit Card

Travel & miles card from HSBC UAE.

HSBC UAE HSBC Emirates Skywards Signature Credit Card
View on HSBC site Details checked 21 Oct 2026 against HSBC's own page
Annual fee
AED 1,050

AED 1,050 incl. VAT

Minimum monthly salary
AED 10,000

AED 10,000 for employees of approved companies, AED 12,500 for everyone else

Welcome bonus
25,000 Skywards Miles (pay the annual fee); 15,000 Skywards Miles + fast track to Silver when you spend AED 20,000 within 60 days.

Our take

1.75 Skywards Miles per USD on Emirates, up to 40,000 welcome Miles and a fast track to Silver.

Good for

Emirates flyers earning AED 10,000+.

Watch out for

AED 1,050 fee.

Written by the MoneyVS team from HSBC UAE's published terms. Not personal advice.

What you need

Minimum salaryAED 10,000 a monthAED 10,000 for employees of approved companies, AED 12,500 for everyone else
Welcome bonus25,000 Skywards MilesPay the annual fee
Welcome bonus15,000 Skywards Miles + fast track to SilverSpend AED 20,000 within 60 days (about AED 10,000 a month)
Perk spend ruleKeep Silver tier: AED 180,000 a year incl. AED 10,000 with EmiratesAED 15,000 card spend that month

Taken from HSBC UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1.75 Skywards Miles per USD on Emirates and flydubai
  • 1 Mile per USD on non-AED spend
  • 0.75 Miles per USD on AED spend
  • Miles don't expire while the card is open

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

HSBC Emirates Skywards Signature: common questions

What salary do I need for the HSBC Emirates Skywards Signature?

HSBC UAE asks for a minimum monthly salary of AED 10,000. AED 10,000 for employees of approved companies, AED 12,500 for everyone else.

Does the HSBC Emirates Skywards Signature have an annual fee?

Yes, AED 1,050.

How do I get the HSBC Emirates Skywards Signature welcome bonus?

25,000 Skywards Miles: pay the annual fee. 15,000 Skywards Miles + fast track to Silver: spend AED 20,000 within 60 days.

Compared head to head

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