MoneyVS

Emirates Islamic Skywards Infinite vs Emirates Skywards DIB Infinite

Two travel & miles cards compared on the things that decide which one pays you back.

Emirates Islamic Emirates Islamic Skywards Infinite Card
Emirates IslamicEmirates Islamic Skywards Infinite Card
Dubai Islamic Bank Emirates Skywards DIB Infinite Covered Card
Dubai Islamic BankEmirates Skywards DIB Infinite Covered Card

Key differences

  • Emirates Islamic Skywards Infinite is cheaper to keep: AED 2,100 a year against AED 2,500.
  • EI doesn't publish a minimum salary for its card.
  • Emirates Islamic Skywards Infinite headline: Up to 2 Skywards Miles per USD with Emirates and flydubai. Emirates Skywards DIB Infinite headline: 2 Skywards Miles per USD with Emirates.
  • Welcome bonus spend: Emirates Islamic Skywards Infinite: AED 30k in 180 days; Emirates Skywards DIB Infinite: AED 73.5k in 120 days.

Which should you choose?

Choose Emirates Islamic Skywards Infinite if

Regular Emirates flyers who want an Islamic card.

Watch out: AED 2,100 fee; the fee refund needs AED 30,000 in 180 days.

Choose Emirates Skywards DIB Infinite if

Emirates flyers earning AED 20,000+ who want a covered card.

Watch out: AED 2,500 fee; one bonus step needs about AED 73,500 in four months.

Side by side

Emirates Islamic Skywards InfiniteEmirates Skywards DIB Infinite
BankEmirates IslamicDubai Islamic Bank
Annual feeAED 2,100AED 2,100 with 20,000 Miles welcome, or AED 1,048.95 with 10,000. Fee from Emirates Islamic's schedule of charges (VAT included)AED 2,500AED 2,500
Fee waiverNoneNone
Minimum salaryNot publishedAED 20,000
Who can applyAnyone who meets the salaryAnyone who meets the salary
Welcome bonus
  • 20,000 Skywards MilesPay the AED 2,100 fee
  • First-year fee refunded instead of the Miles bonusSpend AED 30,000 within 180 days
  • 25,000 Skywards MilesActivate the card
  • 25,000 Skywards MilesBalance transfer of AED 50,000+ kept for 6 months
  • 25,000 Skywards MilesSpend AED 73,450 within 120 days
Top rates needNo minimumNo minimum
Reward capNone statedNone stated
What you earn
  • Up to 2 Skywards Miles per USD with Emirates and flydubai
  • Up to 1.5 Miles per USD on foreign currency spend
  • Up to 1 Mile per USD on local spend
  • Skywards Silver for 12 months
  • 2 Skywards Miles per USD with Emirates
  • Up to 1.5 Miles per USD on foreign currency spend
  • Up to 1 Mile per USD on local spend
  • 0.3 Miles on groceries, fuel, bills and government
BenefitsAirport lounges, Valet parking, Golf, Cinema offersAirport lounges, Airport transfers, Valet parking, Golf
IslamicYesYes
View on EI siteView on DIB site

Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.

Questions people ask

What's the difference between Emirates Islamic Skywards Infinite and Emirates Skywards DIB Infinite?

Emirates Islamic Skywards Infinite is cheaper to keep: AED 2,100 a year against AED 2,500. EI doesn't publish a minimum salary for its card. Emirates Islamic Skywards Infinite headline: Up to 2 Skywards Miles per USD with Emirates and flydubai. Emirates Skywards DIB Infinite headline: 2 Skywards Miles per USD with Emirates. Welcome bonus spend: Emirates Islamic Skywards Infinite: AED 30k in 180 days; Emirates Skywards DIB Infinite: AED 73.5k in 120 days.

Which has the lower annual fee, Emirates Islamic Skywards Infinite or Emirates Skywards DIB Infinite?

Emirates Islamic Skywards Infinite (AED 2,100). Emirates Skywards DIB Infinite costs AED 2,500.