MoneyVS

Best credit cards for dining and food delivery in the UAE

Eating out and ordering in add up fast. These cards pay a higher rate on dining, and some cover delivery apps too.

Our top picks

  1. 1 ADCB 365 Cashback Credit Card

    ADCB

    365 Cashback Credit Card

    6% on dining, including online orders, when you spend AED 5,000 a month.

    Fee: AED 383.25 from yr 2Salary: AED 5,000Top rate needs: AED 5k/mo

  2. 2 Mashreq Mashreq Cashback Credit Card

    Mashreq

    Mashreq Cashback Credit Card

    5% on dining in the UAE and abroad, free for life, no minimum spend.

    Fee: Free for lifeSalary: AED 5,000

  3. 3 HSBC UAE HSBC Live+ Credit Card

    HSBC UAE

    HSBC Live+ Credit Card

    6% on dining, up to AED 200 a statement.

    Fee: AED 313.95 from yr 2Salary: AED 5,000Top rate needs: AED 3k/mo

  4. 4 ADCB talabat ADCB Credit Card

    ADCB

    talabat ADCB Credit Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order).

    Fee: Free for lifeSalary: AED 5,000

  5. 5 Dubai Islamic Bank DIB SHAMS Signature Covered Card

    Dubai Islamic Bank

    DIB SHAMS Signature Covered Card

    5% back on dining as Wala'a rewards, with an Islamic card.

    Fee: Free year 1Salary: Not published

Picks are chosen by the MoneyVS team from each bank's published terms. Banks can't pay for placement. How we choose.

All 40 cards

  1. Emirates NBD Etihad Guest Visa Elevate Credit Card

    Emirates NBD · Etihad Guest

    Etihad Guest Visa Elevate Credit Card

    10 Etihad Guest Miles per AED 10 on Etihad Airways

    Annual fee
    AED 1,575
    Min. salary
    AED 30,000
    Bonus needs
    AED 120k in 180 days
    Top rate needs
    No minimum

    Welcome bonus40,000 Etihad Guest Miles (pay the joining fee); 60,000 Etihad Guest Miles when you spend AED 90,000 within 180 days; 100,000 Etihad Guest Miles when you spend AED 120,000 within 180 days.

    • Airport lounges
    • Valet parking
  2. Emirates NBD Etihad Guest Visa Inspire Credit Card

    Emirates NBD · Etihad Guest

    Etihad Guest Visa Inspire Credit Card

    7 Etihad Guest Miles per AED 10 on Etihad Airways

    Annual fee
    AED 735
    Min. salary
    AED 12,000
    Bonus needs
    AED 60k in 180 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (pay the joining fee); 40,000 Etihad Guest Miles when you spend AED 60,000 within 180 days.

    • Airport lounges
    • Valet parking
  3. Emirates NBD U By Emaar Infinite Credit Card

    Emirates NBD

    U By Emaar Infinite Credit Card

    7.5% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    AED 1,575
    Min. salary
    AED 30,000
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus15,000 Upoints (activate the card and pay the joining fee); 10,000 Upoints when you spend AED 36,725 within 90 days.

    • Airport lounges
    • Cinema offers
    • Valet parking
  4. Emirates NBD U By Emaar Visa Infinite Emirati Credit Card
    UAE nationals only

    Emirates NBD

    U By Emaar Visa Infinite Emirati Credit Card

    7.5% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    AED 1,575 from yr 2
    Min. salary
    AED 30,000
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus15% back on Emaar spend for 3 months (automatic for the first 3 months); 10,000 Upoints when you spend AED 36,725 within 90 days.

    • Airport lounges
    • Cinema offers
    • Valet parking
  5. Emirates NBD U By Emaar Signature Credit Card

    Emirates NBD

    U By Emaar Signature Credit Card

    6.25% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    AED 262.5
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  6. Emirates NBD U By Emaar Family Credit Card
    Free for life

    Emirates NBD

    U By Emaar Family Credit Card

    5% back as Upoints at Emaar malls, hotels and restaurants

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  7. Emirates NBD noon One Visa Credit Card
    Free for life

    Emirates NBD

    noon One Visa Credit Card

    Up to 20% back as noon credits across noon, noon Food and NowNow

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 when you spend AED 5,000 within 60 days; 1-year noon One membership (included).

    • Cinema offers
  8. Emirates NBD Visa Platinum Credit Card
    Free for life

    Emirates NBD

    Visa Platinum Credit Card

    1.5 Plus Points per AED 100

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  9. Emirates NBD Mastercard Platinum Credit Card
    Free for life

    Emirates NBD

    Mastercard Platinum Credit Card

    Up to 1.5 Plus Points per AED 100

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
  10. Emirates NBD Diners Club Credit Card

    Emirates NBD

    Diners Club Credit Card

    5% Plus Points on duty free

    Annual fee
    AED 420
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  11. First Abu Dhabi Bank FAB Elite Credit Card

    First Abu Dhabi Bank

    FAB Elite Credit Card

    Up to 20 FAB Rewards per AED on luxury spend

    Annual fee
    AED 1,260
    Min. salary
    AED 40,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Concierge
  12. First Abu Dhabi Bank FAB Cashback Credit Card

    First Abu Dhabi Bank

    FAB Cashback Credit Card

    5% on fashion, dining and groceries

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

    • Airport lounges
  13. First Abu Dhabi Bank FAB Cashback Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    FAB Cashback Islamic Credit Card

    5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  14. First Abu Dhabi Bank FAB Rewards Indulge Card
    Free for life

    First Abu Dhabi Bank

    FAB Rewards Indulge Card

    5 FAB Rewards per AED online

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  15. ADCB 365 Cashback Credit Card

    ADCB

    365 Cashback Credit Card

    6% on dining, including online orders

    Annual fee
    AED 383.25 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    AED 5k/mo

    Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.

    • Cinema offers
  16. ADCB Islamic 365 Cashback Covered Card
    Islamic

    ADCB

    Islamic 365 Cashback Covered Card

    6% on dining, including online orders

    Annual fee
    AED 383.25 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    AED 5k/mo

    Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.

    • Cinema offers
  17. ADCB talabat ADCB Credit Card
    Free for life

    ADCB

    talabat ADCB Credit Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.

    • Airport lounges
    • Cinema offers
  18. ADCB talabat ADCB Islamic Card
    IslamicFree for life

    ADCB

    talabat ADCB Islamic Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.

    • Airport lounges
    • Cinema offers
  19. ADCB TouchPoints Infinite Credit Card

    ADCB

    TouchPoints Infinite Credit Card

    Up to 1.5 TouchPoints per AED

    Annual fee
    AED 1,050
    Min. salary
    AED 25,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonusAED 1,200 Expedia hotel voucher (2 nights) (pay the first-year annual fee).

    • Airport lounges
    • Golf
    • Cinema offers
  20. ADCB Islamic TouchPoints Infinite Card
    Islamic

    ADCB

    Islamic TouchPoints Infinite Card

    Up to 1.5 TouchPoints per AED

    Annual fee
    AED 1,050
    Min. salary
    AED 25,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonusAED 1,200 Expedia hotel voucher (2 nights) (pay the first-year annual fee).

    • Airport lounges
    • Golf
    • Cinema offers
  21. ADCB ADCB Emirati Islamic Card
    IslamicUAE nationals only

    ADCB

    ADCB Emirati Islamic Card

    7% cashback on flights, hotels, fuel, dining, jewellery, spas and gyms

    Annual fee
    AED 945 from yr 2
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    AED 7k/mo

    No welcome bonus right now

    • Airport lounges
  22. Mashreq Mashreq Cashback Credit Card
    Free for life

    Mashreq

    Mashreq Cashback Credit Card

    5% on dining in the UAE and abroad

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Cinema offers
  23. Mashreq Mashreq noon Credit Card
    Free for life

    Mashreq

    Mashreq noon Credit Card

    5% back on noon, noon Food, noon Minutes, supermall, NowNow and Namshi

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Cinema offers
  24. Mashreq Mashreq Aura Credit Card
    Free for life

    Mashreq

    Mashreq Aura Credit Card

    Up to 8% back as Aura Points at Aura brands (H&M, Bath & Body Works, Shake Shack, Starbucks)

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 500 in Aura Points (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Airport lounges
  25. Mashreq Mashreq Aura World Credit Card

    Mashreq

    Mashreq Aura World Credit Card

    Up to 10% back as Aura Points at Aura brands

    Annual fee
    AED 525
    Min. salary
    Not published
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 1,000 in Aura Points (AED 200 if you already have a Mashreq card) when you spend AED 10,000 within 60 days.

    • Airport lounges
  26. Mashreq Mashreq Aura World Elite Credit Card

    Mashreq

    Mashreq Aura World Elite Credit Card

    Up to 12% back as Aura Points at Aura brands

    Annual fee
    AED 1,575
    Min. salary
    Not published
    Bonus needs
    AED 15k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 2,500 in Aura Points (AED 500 if you already have a Mashreq card) when you spend AED 15,000 within 60 days.

    • Airport lounges
  27. Mashreq Mashreq Platinum Plus Credit Card

    Mashreq

    Mashreq Platinum Plus Credit Card

    10 Vantage points per AED on supermarkets, fuel and dining

    Annual fee
    AED 313.95
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 (AED 200 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.

    • Airport lounges
    • Cinema offers
  28. HSBC UAE HSBC Live+ Credit Card

    HSBC UAE

    HSBC Live+ Credit Card

    6% on dining (max AED 200 a statement)

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    AED 3k/mo

    Welcome bonusUp to AED 600 cashback (get the card (new HSBC credit card customers only)); AED 100 cashback (first use in a mobile wallet); AED 100 cashback (get a supplementary card and use it).

    • Airport lounges
    • Cinema offers
    • Golf
  29. HSBC UAE HSBC Premier Credit Card
    Free for lifePriority / Premier clients

    HSBC UAE

    HSBC Premier Credit Card

    1 Point per AED on all spend

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus330,000 Points (worth up to AED 2,350) (use the card, add it to a mobile wallet, get a supplementary card and make a non-AED purchase).

    • Airport lounges
    • Cinema offers
  30. HSBC UAE HSBC Advance Credit Card
    Free for lifePriority / Premier clients

    HSBC UAE

    HSBC Advance Credit Card

    1 Point per AED on all spend

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
  31. Citibank UAE Citi Premier Credit Card

    Citibank UAE

    Citi Premier Credit Card

    3 ThankYou Points per USD on dining, fuel and groceries

    Annual fee
    AED 787.5
    Min. salary
    AED 15,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 statement credit when you spend AED 10,000 within 60 days.

    • Airport lounges
    • Cinema offers
    • Golf
  32. Dubai Islamic Bank DIB SHAMS Infinite Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Infinite Covered Card

    5% back on dining (max 20,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 55.1k in 90 days
    Top rate needs
    No minimum

    Welcome bonus200,000 Wala'a rewards (worth up to AED 1,000) when you spend AED 55,088 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  33. Dubai Islamic Bank DIB SHAMS Signature Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Signature Covered Card

    5% back on dining (max 10,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus100,000 Wala'a rewards (worth up to AED 500) when you spend AED 36,725 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  34. Dubai Islamic Bank DIB SHAMS Platinum Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Platinum Covered Card

    5% back on dining (max 5,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 18.4k in 90 days
    Top rate needs
    No minimum

    Welcome bonus50,000 Wala'a rewards (worth up to AED 250) when you spend AED 18,362 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Roadside assistance
  35. Abu Dhabi Islamic Bank Cashback Visa Covered Card
    Islamic

    Abu Dhabi Islamic Bank

    Cashback Visa Covered Card

    4% on supermarkets and groceries (max AED 300 a month)

    Annual fee
    AED 99
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Roadside assistance
  36. Abu Dhabi Islamic Bank ADIB Smiles Visa Signature Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB Smiles Visa Signature Card

    Smiles points on spend, redeemable for flights, hotels and dining

    Annual fee
    AED 1,199
    Min. salary
    AED 20,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus70,000 Smiles points + 90 days of Smiles Unlimited (sign up).

    • Airport lounges
    • Valet parking
  37. Abu Dhabi Islamic Bank ADIB Smiles Visa Classic Card
    IslamicFree for life

    Abu Dhabi Islamic Bank

    ADIB Smiles Visa Classic Card

    Smiles points on spend

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Smiles points (sign up).

  38. Emirates Islamic Emirates Islamic Switch Cashback Card
    Islamic

    Emirates Islamic

    Emirates Islamic Switch Cashback Card

    Lifestyle mode: 8% fuel (max AED 100), 4% supermarkets, dining and education (max AED 200 each)

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    Not published
    Bonus needs
    AED 15k in 60 days
    Top rate needs
    AED 2.5k/mo

    Welcome bonusAED 500 cashback when you spend AED 15,000 within 60 days.

    • Airport lounges
    • Valet parking
    • Golf
  39. Emirates Islamic Emirates Islamic Cashback Plus Card
    Islamic

    Emirates Islamic

    Emirates Islamic Cashback Plus Card

    10% on supermarkets, school fees, dining and telecom at AED 17,500+ a month

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Golf
  40. Emirates Islamic Emirates Islamic Barça Cashback Covered Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Barça Cashback Covered Card

    4% on UAE supermarkets, dining, fuel and sports (max AED 100 each a month)

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    AED 1k/mo

    No welcome bonus right now

    • Cinema offers

Side by side

Questions people ask

Which card gives cashback on talabat?

ADCB talabat pays 35% back on your first 10 talabat orders each month (up to AED 35 an order) and includes free talabat pro.