- Annual fee
- Free year 1
- Minimum monthly salary
- Not published
- Welcome bonus
- 100,000 Wala'a rewards (worth up to AED 500) when you spend AED 36,725 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).
First year free. Waived after that with AED 30,000 annual spend.
Our take
5% back on dining, flights and hotels, free in year one.
Good for
People who eat out and travel and want a covered card.
Watch out for
Monthly caps apply; the fee is waived at AED 30,000 a year.
Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Annual fee waived | Spend AED 30,000 a yearAbout AED 2,500 a month |
| Welcome bonus | 100,000 Wala'a rewards (worth up to AED 500)Spend AED 36,725 within 90 days (about AED 12,242 a month) |
| Welcome bonus | 20% back on Amazon, Noon, Talabat, Deliveroo for 3 monthsAutomatic in the first 3 months |
Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5% back on dining (max 10,000 Wala'a a month)
- 5% back on flights and hotels (max 15,000 Wala'a a month)
- Convert to Etihad Guest Miles or Avios, or use as cashback
- 20,000 Wala'a rewards = AED 100
Included benefits
- Airport lounges
- Airport transfers
- Valet parking
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
DIB SHAMS Signature: common questions
What salary do I need for the DIB SHAMS Signature?
Dubai Islamic Bank doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the DIB SHAMS Signature have an annual fee?
Dubai Islamic Bank doesn't publish the annual fee on its product page, but the first year is free. Check the bank's schedule of charges.
How do I get the DIB SHAMS Signature welcome bonus?
100,000 Wala'a rewards (worth up to AED 500): spend AED 36,725 within 90 days. 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months: automatic in the first 3 months.
Is the DIB SHAMS Signature Islamic?
Yes. It is a Shariah-compliant (covered) card.
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