MoneyVS

ENBD Etihad Guest Visa Elevate vs FAB Etihad Guest Infinite

Two travel & miles cards compared on the things that decide which one pays you back.

Emirates NBD Etihad Guest Visa Elevate Credit Card
Emirates NBDEtihad Guest Visa Elevate Credit Card
First Abu Dhabi Bank Etihad Guest Infinite Credit Card
First Abu Dhabi BankEtihad Guest Infinite Credit Card

Key differences

  • ENBD Etihad Guest Visa Elevate is cheaper to keep: AED 1,575 a year against AED 2,625.
  • ENBD Etihad Guest Visa Elevate headline: 10 Etihad Guest Miles per AED 10 on Etihad Airways. FAB Etihad Guest Infinite headline: 7 Etihad Guest Miles per AED 10 with Etihad and partners.
  • Welcome bonus spend: ENBD Etihad Guest Visa Elevate: AED 120k in 180 days; FAB Etihad Guest Infinite: AED 120k in 90 days.

Which should you choose?

Choose ENBD Etihad Guest Visa Elevate if

High earners based around Abu Dhabi who fly Etihad often and chase Etihad Guest status.

Watch out: The 100,000-Mile bonus needs AED 120,000 of spend in 180 days; the base bonus needs no spend.

Choose FAB Etihad Guest Infinite if

Frequent Etihad flyers earning AED 30,000+ who can spend heavily early on.

Watch out: Half the welcome Miles need AED 120,000 of spend in 90 days, and the fee is AED 2,625.

Side by side

ENBD Etihad Guest Visa ElevateFAB Etihad Guest Infinite
BankEmirates NBDFirst Abu Dhabi Bank
Annual feeAED 1,575Joining fee AED 2,625, annual fee AED 1,575AED 2,625AED 2,500 + VAT. UAE nationals get the first year free.
Fee waiverNoneNone
Minimum salaryAED 30,000AED 30,000
Who can applyAnyone who meets the salaryAnyone who meets the salary
Welcome bonus
  • 40,000 Etihad Guest MilesPay the joining fee
  • 60,000 Etihad Guest MilesSpend AED 90,000 within 180 days
  • 100,000 Etihad Guest MilesSpend AED 120,000 within 180 days
  • 110,000 Etihad Guest MilesActivate the card (new cards, double-miles offer)
  • 110,000 bonus Etihad Guest MilesSpend AED 120,000 within 90 days
Top rates needNo minimumNo minimum
Reward capNone statedNone stated
What you earn
  • 10 Etihad Guest Miles per AED 10 on Etihad Airways
  • 7.5 Miles per AED 10 on hotels and dining
  • Up to 5 Miles per AED 10 on everything else
  • 2.5 Tier Miles per AED 10 on all spend
  • Limited time: 10% cashback on Etihad spend (max AED 800)
  • 7 Etihad Guest Miles per AED 10 with Etihad and partners
  • 6 Miles per AED 10 on non-AED spend
  • 3.5 Miles per AED 10 on domestic spend
  • Optional accelerator: 7.5 Miles per AED 10 for AED 250 a month
BenefitsAirport lounges, Valet parkingAirport lounges, Cinema offers, Golf
IslamicNoNo
View on ENBD siteView on FAB site

Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.

Questions people ask

What's the difference between ENBD Etihad Guest Visa Elevate and FAB Etihad Guest Infinite?

ENBD Etihad Guest Visa Elevate is cheaper to keep: AED 1,575 a year against AED 2,625. ENBD Etihad Guest Visa Elevate headline: 10 Etihad Guest Miles per AED 10 on Etihad Airways. FAB Etihad Guest Infinite headline: 7 Etihad Guest Miles per AED 10 with Etihad and partners. Welcome bonus spend: ENBD Etihad Guest Visa Elevate: AED 120k in 180 days; FAB Etihad Guest Infinite: AED 120k in 90 days.

Which has the lower annual fee, ENBD Etihad Guest Visa Elevate or FAB Etihad Guest Infinite?

ENBD Etihad Guest Visa Elevate (AED 1,575). FAB Etihad Guest Infinite costs AED 2,625.