MoneyVS

Best Islamic credit cards in the UAE

Islamic (covered) cards are Shariah-compliant. Instead of interest they charge a fixed profit or fee, and they come from Islamic banks and the Islamic arms of conventional banks.

Our top picks

  1. 1 Abu Dhabi Islamic Bank Cashback Visa Covered Card

    Abu Dhabi Islamic Bank

    Cashback Visa Covered Card

    4% cashback on groceries, fuel, education, dining and utilities for a small AED 99 fee.

    Fee: AED 99Salary: Not published

  2. 2 Emirates Islamic Emirates Islamic Switch Cashback Card

    Emirates Islamic

    Emirates Islamic Switch Cashback Card

    Switchable cashback modes: up to 8% on fuel or 4% on travel.

    Fee: AED 313.95 from yr 2Salary: Not publishedTop rate needs: AED 2.5k/mo

  3. 3 Dubai Islamic Bank Consumer Cashback Platinum Card

    Dubai Islamic Bank

    Consumer Cashback Platinum Card

    4% on supermarkets, school fees, fuel and bills for households spending AED 4,000+ a month.

    Fee: AED 261.45 from yr 2Salary: AED 15,000Top rate needs: AED 4k/mo

  4. 4 Emirates Islamic Emirates Islamic Skywards Infinite Card

    Emirates Islamic

    Emirates Islamic Skywards Infinite Card

    Earn Skywards Miles with an Islamic card, with Skywards Silver for 12 months.

    Fee: AED 2,100Salary: Not published

  5. 5 First Abu Dhabi Bank Etihad Guest Signature Islamic Credit Card

    First Abu Dhabi Bank

    Etihad Guest Signature Islamic Credit Card

    Etihad Guest Miles on an Islamic card with up to 140,000 welcome Miles.

    Fee: AED 1,575Salary: AED 15,000

Picks are chosen by the MoneyVS team from each bank's published terms. Banks can't pay for placement. How we choose.

All 60 cards

  1. First Abu Dhabi Bank Etihad Guest Infinite Islamic Credit Card
    Islamic

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Infinite Islamic Credit Card

    7 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 2,625
    Min. salary
    AED 30,000
    Bonus needs
    AED 100k in 90 days
    Top rate needs
    No minimum

    Welcome bonus110,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 110,000 bonus Etihad Guest Miles when you spend AED 100,000 within 90 days.

    • Airport lounges
    • Golf
  2. First Abu Dhabi Bank Etihad Guest Signature Islamic Credit Card
    Islamic

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Signature Islamic Credit Card

    5.5 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 1,575
    Min. salary
    AED 15,000
    Bonus needs
    AED 60k in 90 days
    Top rate needs
    No minimum

    Welcome bonus70,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 70,000 bonus Etihad Guest Miles when you spend AED 60,000 within 90 days.

    • Airport lounges
    • Golf
  3. First Abu Dhabi Bank Etihad Guest Platinum Islamic Credit Card
    Islamic

    First Abu Dhabi Bank · Etihad Guest

    Etihad Guest Platinum Islamic Credit Card

    4 Etihad Guest Miles per AED 10 with Etihad and partners

    Annual fee
    AED 525
    Min. salary
    AED 8,000
    Bonus needs
    AED 25k in 90 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.

    • Golf
  4. First Abu Dhabi Bank FAB Cashback Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    FAB Cashback Islamic Credit Card

    5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  5. First Abu Dhabi Bank FAB Emirati Islamic Credit Card
    IslamicUAE nationals only

    First Abu Dhabi Bank

    FAB Emirati Islamic Credit Card

    Up to 15 FAB Islamic Rewards per AED

    Annual fee
    AED 630
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Gym access
  6. First Abu Dhabi Bank Blue FAB Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    Blue FAB Islamic Credit Card

    10% back at Al-Futtaim retail brands

    Annual fee
    AED 315 from yr 2
    Min. salary
    AED 15,000
    Bonus needs
    AED 36k in 90 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only) when you spend AED 36,000 within 90 days.

    • Airport lounges
  7. ADCB Islamic 365 Cashback Covered Card
    Islamic

    ADCB

    Islamic 365 Cashback Covered Card

    6% on dining, including online orders

    Annual fee
    AED 383.25 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    AED 5k/mo

    Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.

    • Cinema offers
  8. ADCB talabat ADCB Islamic Card
    IslamicFree for life

    ADCB

    talabat ADCB Islamic Card

    35% back on your first 10 talabat orders a month (up to AED 35 an order)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 5k in 45 days
    Top rate needs
    No minimum

    Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.

    • Airport lounges
    • Cinema offers
  9. ADCB Shukran ADCB Islamic Card
    Islamic

    ADCB

    Shukran ADCB Islamic Card

    10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands

    Annual fee
    AED 262.5 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    AED 8k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.

    • Cinema offers
  10. ADCB Islamic TouchPoints Infinite Card
    Islamic

    ADCB

    Islamic TouchPoints Infinite Card

    Up to 1.5 TouchPoints per AED

    Annual fee
    AED 1,050
    Min. salary
    AED 25,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonusAED 1,200 Expedia hotel voucher (2 nights) (pay the first-year annual fee).

    • Airport lounges
    • Golf
    • Cinema offers
  11. ADCB Islamic TouchPoints Platinum Card
    Islamic

    ADCB

    Islamic TouchPoints Platinum Card

    Up to 1 TouchPoint per AED

    Annual fee
    AED 630 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
  12. ADCB Islamic TouchPoints Gold Card
    IslamicFree for life

    ADCB

    Islamic TouchPoints Gold Card

    Up to 0.5 TouchPoints per AED

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  13. ADCB ADCB Emirati Islamic Card
    IslamicUAE nationals only

    ADCB

    ADCB Emirati Islamic Card

    7% cashback on flights, hotels, fuel, dining, jewellery, spas and gyms

    Annual fee
    AED 945 from yr 2
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    AED 7k/mo

    No welcome bonus right now

    • Airport lounges
  14. Dubai Islamic Bank Emirates Skywards DIB Infinite Covered Card
    Islamic

    Dubai Islamic Bank · Emirates Skywards

    Emirates Skywards DIB Infinite Covered Card

    2 Skywards Miles per USD with Emirates

    Annual fee
    AED 2,500
    Min. salary
    AED 20,000
    Bonus needs
    AED 73.5k in 120 days
    Top rate needs
    No minimum

    Welcome bonus25,000 Skywards Miles (activate the card); 25,000 Skywards Miles (balance transfer of AED 50,000+ kept for 6 months); 25,000 Skywards Miles when you spend AED 73,450 within 120 days.

    • Airport lounges
    • Airport transfers
    • Valet parking
  15. Dubai Islamic Bank Emirates Skywards DIB Signature Covered Card
    Islamic

    Dubai Islamic Bank · Emirates Skywards

    Emirates Skywards DIB Signature Covered Card

    1.5 Skywards Miles per USD with Emirates

    Annual fee
    AED 1,500
    Min. salary
    AED 15,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus15,000 Skywards Miles (activate the card); 15,000 Skywards Miles (balance transfer of AED 30,000+ kept for 6 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  16. Dubai Islamic Bank Emirates Skywards DIB Platinum Covered Card
    Islamic

    Dubai Islamic Bank · Emirates Skywards

    Emirates Skywards DIB Platinum Covered Card

    1 Skywards Mile per USD with Emirates

    Annual fee
    AED 500
    Min. salary
    AED 10,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Skywards Miles (activate the card).

  17. Dubai Islamic Bank DIB SHAMS Infinite Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Infinite Covered Card

    5% back on dining (max 20,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 55.1k in 90 days
    Top rate needs
    No minimum

    Welcome bonus200,000 Wala'a rewards (worth up to AED 1,000) when you spend AED 55,088 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  18. Dubai Islamic Bank DIB SHAMS Signature Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Signature Covered Card

    5% back on dining (max 10,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus100,000 Wala'a rewards (worth up to AED 500) when you spend AED 36,725 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Airport lounges
    • Airport transfers
    • Valet parking
  19. Dubai Islamic Bank DIB SHAMS Platinum Covered Card
    Islamic

    Dubai Islamic Bank

    DIB SHAMS Platinum Covered Card

    5% back on dining (max 5,000 Wala'a a month)

    Annual fee
    Free year 1
    Min. salary
    Not published
    Bonus needs
    AED 18.4k in 90 days
    Top rate needs
    No minimum

    Welcome bonus50,000 Wala'a rewards (worth up to AED 250) when you spend AED 18,362 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).

    • Roadside assistance
  20. Dubai Islamic Bank Consumer Cashback Platinum Card
    Islamic

    Dubai Islamic Bank

    Consumer Cashback Platinum Card

    4% on supermarkets and school fees (max AED 300 a month each)

    Annual fee
    AED 261.45 from yr 2
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    AED 4k/mo

    No welcome bonus right now

  21. Dubai Islamic Bank Consumer Cashback Reward Card
    Islamic

    Dubai Islamic Bank

    Consumer Cashback Reward Card

    Up to 3% on supermarkets, fuel, bills, Salik and Nol, and school fees

    Annual fee
    AED 210 from yr 2
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

  22. Dubai Islamic Bank Prime Infinite Card
    Islamic

    Dubai Islamic Bank

    Prime Infinite Card

    3 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 20,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Concierge
  23. Dubai Islamic Bank Prime Signature Card
    Islamic

    Dubai Islamic Bank

    Prime Signature Card

    2.5 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 15,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
  24. Dubai Islamic Bank Prime Platinum Card
    Islamic

    Dubai Islamic Bank

    Prime Platinum Card

    2 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  25. Dubai Islamic Bank Prime Gold Card
    Islamic

    Dubai Islamic Bank

    Prime Gold Card

    0.6 Wala'a rewards per AED on local spend

    Annual fee
    See bank
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  26. Dubai Islamic Bank Prime Classic Card
    IslamicFree for life

    Dubai Islamic Bank

    Prime Classic Card

    0.5 Wala'a rewards per AED on local spend

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Roadside assistance
  27. Abu Dhabi Islamic Bank Cashback Visa Covered Card
    Islamic

    Abu Dhabi Islamic Bank

    Cashback Visa Covered Card

    4% on supermarkets and groceries (max AED 300 a month)

    Annual fee
    AED 99
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Roadside assistance
  28. Abu Dhabi Islamic Bank Etihad Guest Visa Infinite Covered Card
    Islamic

    Abu Dhabi Islamic Bank · Etihad Guest

    Etihad Guest Visa Infinite Covered Card

    3.5 Etihad Guest Miles per AED 4 with Etihad and on foreign currency spend

    Annual fee
    AED 3,000
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonusUp to 100,000 Etihad Guest Miles (See ADIB's offer terms (extra bonus campaign runs alongside)).

    • Airport lounges
    • Golf
    • Valet parking
  29. Abu Dhabi Islamic Bank Etihad Guest Visa Platinum Covered Card
    Islamic

    Abu Dhabi Islamic Bank · Etihad Guest

    Etihad Guest Visa Platinum Covered Card

    Etihad Guest Miles on all spend

    Annual fee
    AED 2,000
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus50,000 Etihad Guest Miles (welcome bonus on the card).

    • Airport lounges
    • Valet parking
  30. Abu Dhabi Islamic Bank Etihad Guest Visa Gold Covered Card
    Islamic

    Abu Dhabi Islamic Bank · Etihad Guest

    Etihad Guest Visa Gold Covered Card

    Up to 1.5 Etihad Guest Miles per AED 4

    Annual fee
    AED 1,000
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus35,000 Etihad Guest Miles (welcome bonus on the card).

    • Airport lounges
    • Roadside assistance
  31. Abu Dhabi Islamic Bank Emirates Skywards Visa Infinite Card
    Islamic

    Abu Dhabi Islamic Bank · Emirates Skywards

    Emirates Skywards Visa Infinite Card

    3 Skywards Miles per AED 3.68 (USD 1) on Emirates and flydubai

    Annual fee
    AED 4,500
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus50,000 Skywards Miles (activate and make a first purchase within 30 days (bank says a spend threshold applies)).

    • Airport lounges
    • Valet parking
    • Golf
  32. Abu Dhabi Islamic Bank Emirates Skywards Visa Signature Card
    Islamic

    Abu Dhabi Islamic Bank · Emirates Skywards

    Emirates Skywards Visa Signature Card

    2.5 Skywards Miles per USD on Emirates and flydubai

    Annual fee
    AED 1,500
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus25,000 Skywards Miles (activate and make a first purchase within 30 days (bank says a spend threshold applies)).

    • Airport lounges
    • Valet parking
    • Golf
  33. Abu Dhabi Islamic Bank Marriott Bonvoy ADIB Visa Infinite Card
    Islamic

    Abu Dhabi Islamic Bank · Hotel points

    Marriott Bonvoy ADIB Visa Infinite Card

    8 Bonvoy points per USD at Marriott hotels

    Annual fee
    AED 2,500
    Min. salary
    Not published
    Bonus needs
    AED 55.1k in 90 days
    Top rate needs
    No minimum

    Welcome bonus100,000 Marriott Bonvoy points (get the card and make a first purchase within 30 days); 100,000 Marriott Bonvoy points when you spend AED 55,088 within 90 days.

    • Airport lounges
  34. Abu Dhabi Islamic Bank Marriott Bonvoy ADIB Visa Signature Card
    Islamic

    Abu Dhabi Islamic Bank · Hotel points

    Marriott Bonvoy ADIB Visa Signature Card

    3 Bonvoy points per USD at Marriott hotels

    Annual fee
    AED 499
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus50,000 Marriott Bonvoy points (Welcome bonus (see ADIB terms)).

  35. Abu Dhabi Islamic Bank Booking.com Visa Signature Card
    Islamic

    Abu Dhabi Islamic Bank

    Booking.com Visa Signature Card

    Exceed Reward points on spend

    Annual fee
    AED 299
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
  36. Abu Dhabi Islamic Bank ADIB Aldar Visa Infinite Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB Aldar Visa Infinite Card

    10% back in Darna Points at Aldar malls and hotels

    Annual fee
    AED 999
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus20,000 Darna Points (AED 1,000) (activate and make a first purchase within 30 days).

    • Airport lounges
    • Valet parking
    • Golf
  37. Abu Dhabi Islamic Bank ADIB Aldar Visa Platinum Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB Aldar Visa Platinum Card

    6% back in Darna Points at Aldar malls and hotels

    Annual fee
    AED 199
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus4,000 Darna Points (AED 200) (activate and make a first purchase within 30 days).

    • Airport lounges
    • Valet parking
  38. Abu Dhabi Islamic Bank ADIB SHARE Visa Infinite Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB SHARE Visa Infinite Card

    6% back in SHARE Points at Carrefour and Majid Al Futtaim (12% for a limited time on new cards)

    Annual fee
    AED 999
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus10,000 SHARE Points (AED 1,000) (pay the first annual fee, activate and spend within 30 days).

    • Airport lounges
    • Valet parking
  39. Abu Dhabi Islamic Bank ADIB SHARE Visa Platinum Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB SHARE Visa Platinum Card

    3% back in SHARE Points at Carrefour and Majid Al Futtaim (6% for a limited time on new cards)

    Annual fee
    AED 199
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus2,000 SHARE Points (AED 200) (pay the first annual fee, activate and spend within 30 days); 6% back at Majid Al Futtaim for the first 3 months (automatic).

    • Valet parking
    • Roadside assistance
  40. Abu Dhabi Islamic Bank ADIB Smiles Visa Signature Card
    Islamic

    Abu Dhabi Islamic Bank

    ADIB Smiles Visa Signature Card

    Smiles points on spend, redeemable for flights, hotels and dining

    Annual fee
    AED 1,199
    Min. salary
    AED 20,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus70,000 Smiles points + 90 days of Smiles Unlimited (sign up).

    • Airport lounges
    • Valet parking
  41. Abu Dhabi Islamic Bank ADIB Smiles Visa Classic Card
    IslamicFree for life

    Abu Dhabi Islamic Bank

    ADIB Smiles Visa Classic Card

    Smiles points on spend

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Smiles points (sign up).

  42. Abu Dhabi Islamic Bank Exceed Visa Platinum Covered Card
    Islamic

    Abu Dhabi Islamic Bank

    Exceed Visa Platinum Covered Card

    0.5 Exceed Rewards per AED 100 in the UAE

    Annual fee
    AED 199
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
  43. Abu Dhabi Islamic Bank Exceed Visa Covered Card
    Islamic

    Abu Dhabi Islamic Bank

    Exceed Visa Covered Card

    0.5 Exceed Rewards per AED 100 in the UAE

    Annual fee
    AED 99
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

  44. Emirates Islamic Emirates Islamic Skywards Black Card
    Islamic

    Emirates Islamic · Emirates Skywards

    Emirates Islamic Skywards Black Card

    Up to 3.5 Skywards Miles per USD with Emirates

    Annual fee
    AED 2,100
    Min. salary
    Not published
    Bonus needs
    AED 18.4k in 365 days
    Top rate needs
    No minimum

    Welcome bonusSkywards Gold for 12 months (with the fast-track fee) when you spend AED 18,362 within 365 days.

    • Airport lounges
    • Airport transfers
    • Valet parking
  45. Emirates Islamic Emirates Islamic Skywards Infinite Card
    Islamic

    Emirates Islamic · Emirates Skywards

    Emirates Islamic Skywards Infinite Card

    Up to 2 Skywards Miles per USD with Emirates and flydubai

    Annual fee
    AED 2,100
    Min. salary
    Not published
    Bonus needs
    AED 30k in 180 days
    Top rate needs
    No minimum

    Welcome bonus20,000 Skywards Miles (pay the AED 2,100 fee); First-year fee refunded instead of the Miles bonus when you spend AED 30,000 within 180 days.

    • Airport lounges
    • Valet parking
    • Golf
  46. Emirates Islamic Emirates Islamic Skywards Signature Card
    Islamic

    Emirates Islamic · Emirates Skywards

    Emirates Islamic Skywards Signature Card

    Up to 1.5 Skywards Miles per USD with Emirates and flydubai

    Annual fee
    AED 735
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Golf
  47. Emirates Islamic Emirates Islamic Etihad Guest Premium Card
    Islamic

    Emirates Islamic · Etihad Guest

    Emirates Islamic Etihad Guest Premium Card

    3.5 Etihad Guest Miles per USD with Etihad Airways

    Annual fee
    AED 1,575
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus55,000 Etihad Guest Miles (pay the annual fee).

    • Airport lounges
    • Airport transfers
    • Valet parking
  48. Emirates Islamic Emirates Islamic Etihad Guest Saqer Card
    Islamic

    Emirates Islamic · Etihad Guest

    Emirates Islamic Etihad Guest Saqer Card

    3 Etihad Guest Miles per USD with Etihad Airways

    Annual fee
    AED 943.95
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus30,000 Etihad Guest Miles (pay the annual fee).

    • Airport lounges
    • Airport transfers
    • Valet parking
  49. Emirates Islamic Emirates Islamic Etihad Guest Ameera Card
    Islamic

    Emirates Islamic · Etihad Guest

    Emirates Islamic Etihad Guest Ameera Card

    3 Etihad Guest Miles per USD with Etihad Airways

    Annual fee
    AED 733.95
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus20,000 Etihad Guest Miles (pay the annual fee).

    • Airport lounges
    • Airport transfers
    • Valet parking
  50. Emirates Islamic Emirates Islamic Etihad Guest Platinum Card
    Islamic

    Emirates Islamic · Etihad Guest

    Emirates Islamic Etihad Guest Platinum Card

    2 Etihad Guest Miles per USD with Etihad Airways

    Annual fee
    AED 208.95
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus5,000 Etihad Guest Miles (pay the annual fee).

    • Cinema offers
  51. Emirates Islamic Emirates Islamic Flex Elite Covered Card
    Islamic

    Emirates Islamic

    Emirates Islamic Flex Elite Covered Card

    Up to 3.75 EI SmartMiles per AED on foreign currency spend

    Annual fee
    AED 735
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Golf
  52. Emirates Islamic Emirates Islamic Flex Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Flex Card

    Up to 2.25 EI SmartMiles per AED on foreign currency spend

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No spend needed
    Top rate needs
    No minimum

    Welcome bonus10,000 EI SmartMiles (on card approval).

    • Cinema offers
  53. Emirates Islamic Emirates Islamic Emarati Card
    IslamicFree for lifeUAE nationals only

    Emirates Islamic

    Emirates Islamic Emarati Card

    Up to 3.75 EI SmartMiles per AED on foreign currency spend

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    AED 15k in 60 days
    Top rate needs
    No minimum

    Welcome bonusAED 1,000 cashback when you spend AED 15,000 within 60 days.

    • Airport lounges
    • Valet parking
    • Cinema offers
  54. Emirates Islamic Emirates Islamic Switch Cashback Card
    Islamic

    Emirates Islamic

    Emirates Islamic Switch Cashback Card

    Lifestyle mode: 8% fuel (max AED 100), 4% supermarkets, dining and education (max AED 200 each)

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    Not published
    Bonus needs
    AED 15k in 60 days
    Top rate needs
    AED 2.5k/mo

    Welcome bonusAED 500 cashback when you spend AED 15,000 within 60 days.

    • Airport lounges
    • Valet parking
    • Golf
  55. Emirates Islamic Emirates Islamic Cashback Plus Card
    Islamic

    Emirates Islamic

    Emirates Islamic Cashback Plus Card

    10% on supermarkets, school fees, dining and telecom at AED 17,500+ a month

    Annual fee
    AED 313.95 from yr 2
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

    • Airport lounges
    • Valet parking
    • Golf
  56. Emirates Islamic Emirates Islamic Cashback Card
    Islamic

    Emirates Islamic

    Emirates Islamic Cashback Card

    5% on Etisalat and du bills

    Annual fee
    AED 367.5
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Cinema offers
  57. Emirates Islamic Emirates Islamic Barça Cashback Covered Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Barça Cashback Covered Card

    4% on UAE supermarkets, dining, fuel and sports (max AED 100 each a month)

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    AED 1k/mo

    No welcome bonus right now

    • Cinema offers
  58. Emirates Islamic Emirates Islamic RTA Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic RTA Card

    10% on RTA transport (Nol, metro, bus) and fuel (max AED 75 each a month)

    Annual fee
    Free for life
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    AED 1k/mo

    No welcome bonus right now

  59. Emirates Islamic Emirates Islamic Amazon World Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Amazon World Card

    Up to 6% back on Amazon.ae (Prime)

    Annual fee
    Free for life
    Min. salary
    AED 15,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 250 in Amazon points (Prime members) when you spend AED 10,000 within 60 days; Up to AED 250 more (Prime members) when you spend AED 2,500 within 60 days.

    • Airport lounges
    • Valet parking
    • Golf
  60. Emirates Islamic Emirates Islamic Amazon Platinum Card
    IslamicFree for life

    Emirates Islamic

    Emirates Islamic Amazon Platinum Card

    Up to 6% back on Amazon.ae (Prime)

    Annual fee
    Free for life
    Min. salary
    AED 5,000
    Bonus needs
    AED 10k in 60 days
    Top rate needs
    No minimum

    Welcome bonusUp to AED 250 in Amazon points (Prime members) when you spend AED 10,000 within 60 days; Up to AED 250 more (Prime members) when you spend AED 2,500 within 60 days.

    • Cinema offers

Side by side

Questions people ask

What is the difference between an Islamic and a conventional credit card?

Islamic cards don't charge interest. They are structured under Shariah principles and usually charge a fixed monthly profit rate or fee on unpaid balances. The rewards and benefits work much like conventional cards.

Can non-Muslims get an Islamic credit card?

Yes. Islamic banks in the UAE offer their cards to customers of any faith, subject to their usual eligibility rules.