- Annual fee
- AED 261.45 from yr 2
- Minimum monthly salary
- AED 15,000
- Welcome bonus
- None listed right now
First year free, then AED 249 + VAT
Our take
4% cashback on supermarkets, school fees, fuel, utilities, car servicing, Salik and Nol.
Good for
Families spending AED 4,000+ a month on household bills.
Watch out for
No cashback below AED 4,000 a month; per-category caps.
Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.
What you need
| Minimum salary | AED 15,000 a month |
|---|---|
| Top earn rates need | AED 4,000 a monthNo cashback in months you spend under AED 4,000 |
| Reward cap | Max AED 1,000 cashback a month |
Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 4% on supermarkets and school fees (max AED 300 a month each)
- 4% on car servicing (max AED 400)
- 4% on fuel, utilities and Etisalat/du bills (max AED 150 each)
- 4% on Salik and Nol (max AED 50)
Included benefits
No headline benefits listed by the bank.
DIB Consumer Cashback Platinum: common questions
What salary do I need for the DIB Consumer Cashback Platinum?
Dubai Islamic Bank asks for a minimum monthly salary of AED 15,000.
Does the DIB Consumer Cashback Platinum have an annual fee?
Yes, AED 261.45, free in the first year.
Is there a minimum monthly spend?
Yes. No cashback in months you spend under AED 4,000.
Is the DIB Consumer Cashback Platinum Islamic?
Yes. It is a Shariah-compliant (covered) card.
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