MoneyVS

ENBD Etihad Guest Visa Inspire vs FAB Etihad Guest Signature

Two travel & miles cards compared on the things that decide which one pays you back.

Emirates NBD Etihad Guest Visa Inspire Credit Card
Emirates NBDEtihad Guest Visa Inspire Credit Card
First Abu Dhabi Bank Etihad Guest Signature Credit Card
First Abu Dhabi BankEtihad Guest Signature Credit Card

Key differences

  • ENBD Etihad Guest Visa Inspire is cheaper to keep: AED 735 a year against AED 1,575.
  • ENBD Etihad Guest Visa Inspire has the lower salary requirement (AED 12,000 vs AED 15,000).
  • ENBD Etihad Guest Visa Inspire headline: 7 Etihad Guest Miles per AED 10 on Etihad Airways. FAB Etihad Guest Signature headline: 5.5 Etihad Guest Miles per AED 10 with Etihad and partners.
  • Welcome bonus spend: ENBD Etihad Guest Visa Inspire: AED 60k in 180 days; FAB Etihad Guest Signature: AED 60k in 90 days.

Which should you choose?

Choose ENBD Etihad Guest Visa Inspire if

Etihad flyers earning AED 12,000+ who spend a lot on dining and hotels.

Watch out: The extra 40,000 Miles need AED 60,000 of spend in 180 days.

Choose FAB Etihad Guest Signature if

Etihad flyers earning AED 15,000+.

Watch out: The second 70,000 Miles need AED 60,000 in 90 days; the fee is AED 1,575.

Side by side

ENBD Etihad Guest Visa InspireFAB Etihad Guest Signature
BankEmirates NBDFirst Abu Dhabi Bank
Annual feeAED 735Joining fee AED 1,575, annual fee AED 735AED 1,575AED 1,500 + VAT. UAE nationals get the first year free.
Fee waiverNoneNone
Minimum salaryAED 12,000AED 15,000
Who can applyAnyone who meets the salaryAnyone who meets the salary
Welcome bonus
  • 20,000 Etihad Guest MilesPay the joining fee
  • 40,000 Etihad Guest MilesSpend AED 60,000 within 180 days
  • 70,000 Etihad Guest MilesActivate the card (new cards, double-miles offer)
  • 70,000 bonus Etihad Guest MilesSpend AED 60,000 within 90 days
Top rates needNo minimumNo minimum
Reward capNone statedNone stated
What you earn
  • 7 Etihad Guest Miles per AED 10 on Etihad Airways
  • 6 Miles per AED 10 on hotels and dining
  • Up to 3.5 Miles per AED 10 on everything else
  • Limited time: 10% cashback on Etihad spend (max AED 400)
  • 5.5 Etihad Guest Miles per AED 10 with Etihad and partners
  • 4.5 Miles per AED 10 on non-AED spend
  • 2.75 Miles per AED 10 on domestic spend
  • Optional accelerator: 6.5 Miles per AED 10 for AED 250 a month
BenefitsAirport lounges, Valet parkingAirport lounges, Cinema offers, Golf
IslamicNoNo
View on ENBD siteView on FAB site

Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.

Questions people ask

What's the difference between ENBD Etihad Guest Visa Inspire and FAB Etihad Guest Signature?

ENBD Etihad Guest Visa Inspire is cheaper to keep: AED 735 a year against AED 1,575. ENBD Etihad Guest Visa Inspire has the lower salary requirement (AED 12,000 vs AED 15,000). ENBD Etihad Guest Visa Inspire headline: 7 Etihad Guest Miles per AED 10 on Etihad Airways. FAB Etihad Guest Signature headline: 5.5 Etihad Guest Miles per AED 10 with Etihad and partners. Welcome bonus spend: ENBD Etihad Guest Visa Inspire: AED 60k in 180 days; FAB Etihad Guest Signature: AED 60k in 90 days.

Which has the lower annual fee, ENBD Etihad Guest Visa Inspire or FAB Etihad Guest Signature?

ENBD Etihad Guest Visa Inspire (AED 735). FAB Etihad Guest Signature costs AED 1,575.