Credit cards for a AED 10,000 salary in the UAE
These 49 cards publish a minimum monthly salary of AED 10,000 or less: 10 cashback, 5 travel & miles, 16 rewards, 18 shopping. Cards for UAE nationals, Priority clients or by invitation only aren't included.
All 49 cards
-
0%matchEmirates NBD
dnata Platinum Credit Card
15% back in dnata points at Costa Coffee and City Sightseeing
- Annual fee
- AED 525
- Min. salary
- AED 5,000
- Bonus needs
- AED 10k in 90 days
- Top rate needs
- No minimum
Welcome bonus500 dnata points (pay the joining fee); 500 dnata points when you spend AED 10,000 within 90 days.
- Airport lounges
-
0%matchFree for lifeEmirates NBD
U By Emaar Family Credit Card
5% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchFree for lifeEmirates NBD
Darna Select Visa Credit Card
6.25% back as Darna Points at Aldar destinations
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchFree for lifeEmirates NBD
SHARE Visa Platinum Credit Card
4% back as SHARE Points at Majid Al Futtaim (malls, Carrefour, VOX)
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchFree for lifeEmirates NBD
LuLu 247 Titanium Credit Card
Up to 3.5% back as LuLu Points at LuLu
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus0% balance transfer, no processing fee (transfer a balance from another bank).
- 0% balance transfer
-
0%matchFree for lifeEmirates NBD
noon One Visa Credit Card
Up to 20% back as noon credits across noon, noon Food and NowNow
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 500 when you spend AED 5,000 within 60 days; 1-year noon One membership (included).
- Cinema offers
-
0%matchFree for lifeEmirates NBD
Mastercard Titanium Credit Card
Up to 1 Plus Point per AED 100
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchFree for lifeEmirates NBD
Go4it Gold Credit Card
5 Plus Points per AED 400 at weekends
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchEmirates NBD
Webshopper Credit Card
1 Plus Point per AED 200
- Annual fee
- AED 52.5
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Platinum Credit Card
4 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 525
- Min. salary
- AED 8,000
- Bonus needs
- AED 25k in 90 days
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.
- Cinema offers
- Golf
-
0%matchIslamicFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Platinum Islamic Credit Card
4 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 525
- Min. salary
- AED 8,000
- Bonus needs
- AED 25k in 90 days
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.
- Golf
-
0%matchFirst Abu Dhabi Bank
FAB Cashback Credit Card
5% on fashion, dining and groceries
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- AED 3k/mo
No welcome bonus right now
- Airport lounges
-
0%matchIslamicFirst Abu Dhabi Bank
FAB Cashback Islamic Credit Card
5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
-
0%matchFirst Abu Dhabi Bank
FAB GEMS World Credit Card
Save up to 3% on GEMS school fees
- Annual fee
- AED 418.95
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
0%matchFirst Abu Dhabi Bank
FAB ADNOC Rewards Credit Card
15% back at ADNOC stations including fuel (max AED 150 a month)
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- AED 3k/mo
Welcome bonus300,000 ADNOC points (AED 300) (sign up and pay the annual fee).
- Airport lounges
- Cinema offers
-
0%matchFree for lifeFirst Abu Dhabi Bank
du Credit Card
15% back in FAB Rewards on du bills, devices and plans
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- AED 2.5k/mo
No welcome bonus right now
-
0%matchFree for lifeFirst Abu Dhabi Bank
FAB Rewards Indulge Card
5 FAB Rewards per AED online
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
0%matchFirst Abu Dhabi Bank
FAB Rewards Active Credit Card
5 FAB Rewards per AED on sports, golf, gyms and sports apparel
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
-
0%matchFirst Abu Dhabi Bank
FAB Z Card
20% off Netflix, PlayStation, Xbox, YouTube, Spotify and Shahid
- Annual fee
- Free year 1
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
0%matchFirst Abu Dhabi Bank
FAB SHARE Signature Credit Card
6% back in SHARE points at Mall of the Emirates, City Centres, Carrefour and VOX
- Annual fee
- AED 525
- Min. salary
- AED 10,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus5,000 SHARE points (AED 500) (activate the card).
- Cinema offers
-
0%matchFree for lifeFirst Abu Dhabi Bank
FAB SHARE Platinum Credit Card
4% back in SHARE points at Mall of the Emirates, City Centres, Carrefour and VOX
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchFree for lifeFirst Abu Dhabi Bank
Blue FAB Platinum Credit Card
6% back at Al-Futtaim retail brands (IKEA, M&S, ACE, Toys R Us)
- Annual fee
- Free for life
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
- 0% balance transfer
-
0%matchADCB
365 Cashback Credit Card
6% on dining, including online orders
- Annual fee
- AED 383.25 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 45 days
- Top rate needs
- AED 5k/mo
Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.
- Cinema offers
-
0%matchIslamicADCB
Islamic 365 Cashback Covered Card
6% on dining, including online orders
- Annual fee
- AED 383.25 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 45 days
- Top rate needs
- AED 5k/mo
Welcome bonusAED 365 cashback when you spend AED 5,000 within 45 days.
- Cinema offers
-
0%matchFree for lifeADCB
talabat ADCB Credit Card
35% back on your first 10 talabat orders a month (up to AED 35 an order)
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 45 days
- Top rate needs
- No minimum
Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.
- Airport lounges
- Cinema offers
-
0%matchIslamicFree for lifeADCB
talabat ADCB Islamic Card
35% back on your first 10 talabat orders a month (up to AED 35 an order)
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 45 days
- Top rate needs
- No minimum
Welcome bonusAED 750 talabat credit (AED 200 if you already have an ADCB card) when you spend AED 5,000 within 45 days.
- Airport lounges
- Cinema offers
-
0%matchADCB
Shukran ADCB Credit Card
10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands
- Annual fee
- AED 262.5 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- AED 8k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.
- Cinema offers
-
0%matchIslamicADCB
Shukran ADCB Islamic Card
10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands
- Annual fee
- AED 262.5 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- AED 8k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.
- Cinema offers
-
0%matchFree for lifeADCB
ADCB LuLu Platinum Credit Card
8% back as LuLu Points at LuLu, no minimum spend
- Annual fee
- Free for life
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
0%matchFree for lifeADCB
ADCB LuLu Titanium Credit Card
3.5% back as LuLu Points at LuLu
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
-
0%matchADCB
TouchPoints Platinum Credit Card
Up to 1 TouchPoint per AED
- Annual fee
- AED 630 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Golf
- Cinema offers
-
0%matchIslamicADCB
Islamic TouchPoints Platinum Card
Up to 1 TouchPoint per AED
- Annual fee
- AED 630 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Golf
- Cinema offers
-
0%matchFree for lifeADCB
TouchPoints Titanium & Gold Credit Card
Up to 0.5 TouchPoints per AED
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchIslamicFree for lifeADCB
Islamic TouchPoints Gold Card
Up to 0.5 TouchPoints per AED
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers
-
0%matchFree for lifeADCB
Essential Cashback Credit Card
1.25% cashback in months you spend AED 5,000+
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- AED 1k/mo
Welcome bonusUp to AED 250 (Apply through select ADCB digital channels (see bank terms)).
- Airport lounges
- Cinema offers
-
0%matchFree for lifeMashreq
Mashreq Cashback Credit Card
5% on dining in the UAE and abroad
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.
- Cinema offers
-
0%matchMashreq
Mashreq Platinum Plus Credit Card
10 Vantage points per AED on supermarkets, fuel and dining
- Annual fee
- AED 313.95
- Min. salary
- AED 5,000
- Bonus needs
- AED 5k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 750 (AED 200 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.
- Airport lounges
- Cinema offers
-
0%matchHSBC UAE · Emirates Skywards
HSBC Emirates Skywards Signature Credit Card
1.75 Skywards Miles per USD on Emirates and flydubai
- Annual fee
- AED 1,050
- Min. salary
- AED 10,000
- Bonus needs
- AED 20k in 60 days
- Top rate needs
- No minimum
Welcome bonus25,000 Skywards Miles (pay the annual fee); 15,000 Skywards Miles + fast track to Silver when you spend AED 20,000 within 60 days.
- Airport lounges
- Cinema offers
-
0%matchHSBC UAE
HSBC Live+ Credit Card
6% on dining (max AED 200 a statement)
- Annual fee
- AED 313.95 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- AED 3k/mo
Welcome bonusUp to AED 600 cashback (get the card (new HSBC credit card customers only)); AED 100 cashback (first use in a mobile wallet); AED 100 cashback (get a supplementary card and use it).
- Airport lounges
- Cinema offers
- Golf
-
0%matchCitibank UAE
Citi Rewards Credit Card
1.5 ThankYou Points per USD on groceries and non-AED spend
- Annual fee
- AED 315 from yr 2
- Min. salary
- AED 8,000
- Bonus needs
- AED 6k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 300 statement credit when you spend AED 6,000 within 60 days.
- Airport lounges
- Cinema offers
-
0%matchCitibank UAE
Citi Cash Back Credit Card
3% on non-AED spend
- Annual fee
- AED 315 from yr 2
- Min. salary
- AED 8,000
- Bonus needs
- AED 6k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 300 statement credit when you spend AED 6,000 within 60 days.
- Airport lounges
-
0%matchFree for lifeCitibank UAE
Citi Simplicity Credit Card
No fees of any kind
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchFree for lifeCitibank UAE
Citi Ready Credit Card
Credit limit up to 6x salary (max AED 175,000)
- Annual fee
- Free for life
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchIslamicDubai Islamic Bank · Emirates Skywards
Emirates Skywards DIB Platinum Covered Card
1 Skywards Mile per USD with Emirates
- Annual fee
- AED 500
- Min. salary
- AED 10,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus5,000 Skywards Miles (activate the card).
-
0%matchIslamicDubai Islamic Bank
Consumer Cashback Reward Card
Up to 3% on supermarkets, fuel, bills, Salik and Nol, and school fees
- Annual fee
- AED 210 from yr 2
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- AED 3k/mo
No welcome bonus right now
-
0%matchIslamicDubai Islamic Bank
Prime Platinum Card
2 Wala'a rewards per AED on local spend
- Annual fee
- See bank
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchIslamicDubai Islamic Bank
Prime Gold Card
0.6 Wala'a rewards per AED on local spend
- Annual fee
- See bank
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
-
0%matchIslamicFree for lifeAbu Dhabi Islamic Bank
ADIB Smiles Visa Classic Card
Smiles points on spend
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus5,000 Smiles points (sign up).
-
0%matchIslamicFree for lifeEmirates Islamic
Emirates Islamic Amazon Platinum Card
Up to 6% back on Amazon.ae (Prime)
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- AED 10k in 60 days
- Top rate needs
- No minimum
Welcome bonusUp to AED 250 in Amazon points (Prime members) when you spend AED 10,000 within 60 days; Up to AED 250 more (Prime members) when you spend AED 2,500 within 60 days.
- Cinema offers
No cards fit those filters yet.
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Questions people ask
Can I get a credit card with a AED 10,000 salary in the UAE?
Yes. 49 cards from the banks we cover publish a minimum monthly salary of AED 10,000 or less, including 23 with no annual fee. Banks also check your credit history and employer, so meeting the salary doesn't guarantee approval.
Which free credit cards accept a AED 10,000 salary?
ENBD U By Emaar Family, ENBD Darna Select Visa, ENBD SHARE Visa Platinum, ENBD LuLu 247 Titanium, ENBD noon One Visa, ENBD Mastercard Titanium and 17 more.
What about cards that don't publish a minimum salary?
38 cards don't publish a minimum salary. They aren't included on this page; check with the bank before you apply.