MoneyVS

FAB ADNOC Rewards Credit Card

Shopping card from First Abu Dhabi Bank.

First Abu Dhabi Bank FAB ADNOC Rewards Credit Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
AED 315

AED 300 + VAT

Minimum monthly salary
AED 5,000
Welcome bonus
300,000 ADNOC points (AED 300) (sign up and pay the annual fee).

Our take

15% back at ADNOC stations, 3% on Salik, Darb and Mawaqif, and AED 300 in welcome points.

Good for

Drivers who fill up at ADNOC and spend AED 3,000+ a month.

Watch out for

The ADNOC rate is capped at AED 150 a month.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month
Welcome bonus300,000 ADNOC points (AED 300)Sign up and pay the annual fee
Top earn rates needAED 3,000 a monthFuel, toll and grocery rates need AED 3,000 spend a month
Reward capMax AED 1,000 back a month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 15% back at ADNOC stations including fuel (max AED 150 a month)
  • 3% on Salik, Darb and Mawaqif
  • 2% on non-AED spend
  • 1% on other UAE spend

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB ADNOC Rewards: common questions

What salary do I need for the FAB ADNOC Rewards?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 5,000.

Does the FAB ADNOC Rewards have an annual fee?

Yes, AED 315.

How do I get the FAB ADNOC Rewards welcome bonus?

300,000 ADNOC points (AED 300): sign up and pay the annual fee.

Is there a minimum monthly spend?

Yes. Fuel, toll and grocery rates need AED 3,000 spend a month.

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