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ENBD U By Emaar Signature Credit Card

Shopping card from Emirates NBD.

Emirates NBD U By Emaar Signature Credit Card
View on ENBD site Details checked 21 Oct 2026 against ENBD's own page
Annual fee
AED 262.5

Joining fee AED 525, annual fee AED 262.50

Minimum monthly salary
AED 12,000
Welcome bonus
None listed right now

Our take

A mid-tier Emaar card: 6.25% back in Upoints at Emaar venues and 1.25% elsewhere for an AED 262.50 fee.

Good for

People earning AED 12,000+ who eat, shop and stay at Emaar properties.

Watch out for

No welcome bonus right now.

Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.

What you need

Minimum salaryAED 12,000 a month
Joining feeAED 525
Perk spend ruleFree popcorn and drinks at Reel CinemasAED 5,000 card spend that month

Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 6.25% back as Upoints at Emaar malls, hotels and restaurants
  • 1.25% back on all other spend
  • Up to 30% off Emaar attractions

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ENBD U By Emaar Signature: common questions

What salary do I need for the ENBD U By Emaar Signature?

Emirates NBD asks for a minimum monthly salary of AED 12,000.

Does the ENBD U By Emaar Signature have an annual fee?

Yes, AED 262.5.

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