- Annual fee
- Free for life
- Minimum monthly salary
- AED 5,000
- Welcome bonus
- None listed right now
Free for life
Our take
A free-for-life Emaar card with 5% back in Upoints at Emaar venues and 1% elsewhere.
Good for
Families earning AED 5,000+ who visit Emaar malls and attractions often.
Watch out for
Groceries, fuel, government and telecom earn a reduced rate.
Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.
What you need
| Minimum salary | AED 5,000 a month |
|---|
Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5% back as Upoints at Emaar malls, hotels and restaurants
- 1% back on all other spend
- Reduced rate on groceries, fuel, government and telecom
Included benefits
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ENBD U By Emaar Family: common questions
What salary do I need for the ENBD U By Emaar Family?
Emirates NBD asks for a minimum monthly salary of AED 5,000.
Does the ENBD U By Emaar Family have an annual fee?
No. The bank says it is free for life.
Similar shopping cards
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0%matchEmirates NBD
U By Emaar Infinite Credit Card
7.5% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- AED 1,575
- Min. salary
- AED 30,000
- Bonus needs
- AED 36.7k in 90 days
- Top rate needs
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Welcome bonus15,000 Upoints (activate the card and pay the joining fee); 10,000 Upoints when you spend AED 36,725 within 90 days.
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0%matchUAE nationals onlyEmirates NBD
U By Emaar Visa Infinite Emirati Credit Card
7.5% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- AED 1,575 from yr 2
- Min. salary
- AED 30,000
- Bonus needs
- AED 36.7k in 90 days
- Top rate needs
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Welcome bonus15% back on Emaar spend for 3 months (automatic for the first 3 months); 10,000 Upoints when you spend AED 36,725 within 90 days.
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0%matchEmirates NBD
U By Emaar Signature Credit Card
6.25% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- AED 262.5
- Min. salary
- AED 12,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers

