Key differences
- ENBD Skywards Infinite is cheaper to keep: AED 1,575 a year against AED 2,625.
- ENBD Skywards Infinite headline: 2 Skywards Miles per USD on Emirates, flydubai, duty free, food delivery and ride apps. HSBC Emirates Skywards Infinite headline: 2.75 Skywards Miles per USD on Emirates and flydubai.
- Welcome bonus spend: ENBD Skywards Infinite: AED 91.8k in 90 days; HSBC Emirates Skywards Infinite: AED 50k in 60 days.
Which should you choose?
Choose ENBD Skywards Infinite if
Frequent Emirates flyers earning AED 30,000+ who can put serious spend through the card in the first 90 days.
Watch out: The 40,000-Mile step needs about AED 91,800 of spend in 90 days, and the AED 1,575 fee is charged from day one.
Choose HSBC Emirates Skywards Infinite if
Frequent Emirates flyers earning AED 30,000+.
Watch out: AED 2,625 fee; the second bonus needs AED 50,000 in 60 days.
Side by side
| ENBD Skywards Infinite | HSBC Emirates Skywards Infinite | |
|---|---|---|
| Bank | Emirates NBD | HSBC UAE |
| Annual fee | AED 1,575Joining fee AED 3,148.95, annual fee AED 1,575 | AED 2,625AED 2,625 incl. VAT |
| Fee waiver | None | None |
| Minimum salary | AED 30,000 | AED 30,000 |
| Who can apply | Anyone who meets the salary | Anyone who meets the salary |
| Welcome bonus |
|
|
| Top rates need | No minimum | No minimum |
| Reward cap | None stated | None stated |
| What you earn |
|
|
| Benefits | Airport lounges, Golf, Cinema offers, Valet parking | Airport lounges, Cinema offers |
| Islamic | No | No |
| View on ENBD site | View on HSBC site |
Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.
Questions people ask
What's the difference between ENBD Skywards Infinite and HSBC Emirates Skywards Infinite?
ENBD Skywards Infinite is cheaper to keep: AED 1,575 a year against AED 2,625. ENBD Skywards Infinite headline: 2 Skywards Miles per USD on Emirates, flydubai, duty free, food delivery and ride apps. HSBC Emirates Skywards Infinite headline: 2.75 Skywards Miles per USD on Emirates and flydubai. Welcome bonus spend: ENBD Skywards Infinite: AED 91.8k in 90 days; HSBC Emirates Skywards Infinite: AED 50k in 60 days.
Which has the lower annual fee, ENBD Skywards Infinite or HSBC Emirates Skywards Infinite?
ENBD Skywards Infinite (AED 1,575). HSBC Emirates Skywards Infinite costs AED 2,625.