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MoneyVS

Best credit cards for spending abroad

Most UAE cards add a foreign transaction fee of around 2–3% when you pay in another currency. A few remove it, and others pay a higher reward rate abroad that can offset it.

Our top picks

1

Emirates NBD

dnata World Credit Card

0% foreign currency fee plus 1.5% back in dnata points on general spend.

Fee: AED 1,048.95Salary: AED 20,000
2

First Abu Dhabi Bank

FAB Travel Credit Card

No foreign transaction fees and 12% back on flights and hotels.

Fee: AED 1,575Salary: AED 20,000Top rate needs: AED 5k/mo
3

ADCB

Traveller Credit Card

0% foreign currency fee and 10% back on airlines and hotels.

Fee: AED 1,575Salary: AED 20,000Top rate needs: AED 5k/mo
4

Citibank UAE

Citi Cash Back Credit Card

3% cashback on foreign currency spend, with no caps.

Fee: AED 315 from yr 2Salary: AED 8,000
5

First Abu Dhabi Bank

FAB Z Card

No foreign transaction fees for younger cardholders.

Fee: Free year 1Salary: AED 5,000

Picks are chosen by the MoneyVS team from each bank's published terms. Banks can't pay for placement. How we choose.

Questions people ask

Which UAE credit cards have no foreign transaction fee?

Among the cards we list, Emirates NBD dnata World, FAB Travel, ADCB Traveller and FAB Z say they charge no foreign currency or foreign transaction fee. Card schemes may still apply their own exchange rate.