Best travel and air miles credit cards in the UAE
Travel cards earn airline miles, hotel points or travel cashback, and usually include airport lounge access. Airline cards earn most when you fly that airline; flexible cards let you book any airline.
Our top picks
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1
HSBC UAE
HSBC Emirates Skywards Infinite Credit Card
2.75 Skywards Miles per USD on Emirates and flydubai, and Miles that don't expire while the card is open.
Fee: AED 2,625Salary: AED 30,000
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2
First Abu Dhabi Bank
Etihad Guest Infinite Credit Card
Up to 220,000 Etihad Guest Miles in the welcome offer for big spenders, plus 7 Miles per AED 10 on Etihad.
Fee: AED 2,625Salary: AED 30,000
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3
ADCB
Traveller Credit Card
10% cashback on any airline and on hotels worldwide, with no foreign currency fee.
Fee: AED 1,575Salary: AED 20,000Top rate needs: AED 5k/mo
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4
Emirates NBD
Voyager World Credit Card
Free for life, with 6% back on the Voyager travel portal and 3% on other flight and hotel bookings.
Fee: Free for lifeSalary: AED 12,000
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5
Citibank UAE
Citi Ultima Credit Card
Citi Miles you can use on any airline or transfer to 11 partners, plus 50% back on one ticket a year. Expensive, at AED 3,150.
Fee: AED 3,150Salary: Not published
Picks are chosen by the MoneyVS team from each bank's published terms. Banks can't pay for placement. How we choose.
All 40 cards
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0%matchEmirates NBD · Emirates Skywards
Skywards Infinite Credit Card
2 Skywards Miles per USD on Emirates, flydubai, duty free, food delivery and ride apps
- Annual fee
- AED 1,575
- Min. salary
- AED 30,000
- Bonus needs
- AED 91.8k in 90 days
- Top rate needs
- No minimum
Welcome bonus35,000 Skywards Miles (pay the joining fee); 40,000 Skywards Miles when you spend AED 91,812 within 90 days; 25,000 Skywards Miles when you spend AED 27,544 within 365 days.
- Airport lounges
- Golf
- Cinema offers
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0%matchEmirates NBD · Emirates Skywards
Skywards Signature Credit Card
Up to 1.5 Skywards Miles per USD on international (non-EU) spend
- Annual fee
- AED 735
- Min. salary
- AED 12,000
- Bonus needs
- AED 36.7k in 90 days
- Top rate needs
- No minimum
Welcome bonus15,000 Skywards Miles (pay the joining fee); 15,000 Skywards Miles when you spend AED 36,725 within 90 days; 10,000 Skywards Miles when you spend AED 13,772 within 365 days.
- Airport lounges
- Golf
- Cinema offers
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0%matchEmirates NBD · Etihad Guest
Etihad Guest Visa Elevate Credit Card
10 Etihad Guest Miles per AED 10 on Etihad Airways
- Annual fee
- AED 1,575
- Min. salary
- AED 30,000
- Bonus needs
- AED 120k in 180 days
- Top rate needs
- No minimum
Welcome bonus40,000 Etihad Guest Miles (pay the joining fee); 60,000 Etihad Guest Miles when you spend AED 90,000 within 180 days; 100,000 Etihad Guest Miles when you spend AED 120,000 within 180 days.
- Airport lounges
- Valet parking
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0%matchEmirates NBD · Etihad Guest
Etihad Guest Visa Inspire Credit Card
7 Etihad Guest Miles per AED 10 on Etihad Airways
- Annual fee
- AED 735
- Min. salary
- AED 12,000
- Bonus needs
- AED 60k in 180 days
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (pay the joining fee); 40,000 Etihad Guest Miles when you spend AED 60,000 within 180 days.
- Airport lounges
- Valet parking
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0%matchEmirates NBD · Flexible travel points
Voyager World Elite Credit Card
12% back in Voyager Miles on the Voyager Travel Portal
- Annual fee
- AED 1,575 from yr 2
- Min. salary
- AED 25,000
- Bonus needs
- AED 70k in 90 days
- Top rate needs
- No minimum
Welcome bonus150,000 Voyager Miles (worth AED 1,500) when you spend AED 70,000 within 90 days.
- Airport lounges
- Airport transfers
- Golf
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0%matchFree for life
Emirates NBD · Flexible travel points
Voyager World Credit Card
6% back in Voyager Miles on the Voyager Travel Portal
- Annual fee
- Free for life
- Min. salary
- AED 12,000
- Bonus needs
- AED 35k in 90 days
- Top rate needs
- No minimum
Welcome bonus75,000 Voyager Miles (worth AED 750) when you spend AED 35,000 within 90 days.
- Airport lounges
- Airport transfers
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0%matchEmirates NBD · Hotel points
Marriott Bonvoy World Elite Mastercard
6 Bonvoy points per USD at Marriott hotels
- Annual fee
- AED 1,575
- Min. salary
- AED 25,000
- Bonus needs
- AED 55.1k in 90 days
- Top rate needs
- No minimum
Welcome bonus100,000 Marriott Bonvoy points (activate the card and pay the joining fee); 100,000 Marriott Bonvoy points when you spend AED 55,088 within 90 days.
- Airport lounges
- Golf
- Cinema offers
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0%matchFree for lifeEmirates NBD · Hotel points
Marriott Bonvoy World Mastercard
3 Bonvoy points per USD at Marriott hotels
- Annual fee
- Free for life
- Min. salary
- AED 12,000
- Bonus needs
- AED 22k in 90 days
- Top rate needs
- No minimum
Welcome bonus2 Free Night Awards (35,000 points each) when you spend AED 22,035 within 90 days.
- Airport lounges
- Cinema offers
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0%matchEmirates NBD
dnata World Credit Card
15% back in dnata points at dnata Travel, Costa Coffee and City Sightseeing
- Annual fee
- AED 1,048.95
- Min. salary
- AED 20,000
- Bonus needs
- AED 25k in 90 days
- Top rate needs
- No minimum
Welcome bonus1,000 dnata points (pay the joining fee); 1,500 dnata points when you spend AED 25,000 within 90 days.
- Airport lounges
- Golf
- Valet parking
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0%matchEmirates NBD
dnata Platinum Credit Card
15% back in dnata points at Costa Coffee and City Sightseeing
- Annual fee
- AED 525
- Min. salary
- AED 5,000
- Bonus needs
- AED 10k in 90 days
- Top rate needs
- No minimum
Welcome bonus500 dnata points (pay the joining fee); 500 dnata points when you spend AED 10,000 within 90 days.
- Airport lounges
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0%match
First Abu Dhabi Bank · Etihad Guest
Etihad Guest Infinite Credit Card
7 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 2,625
- Min. salary
- AED 30,000
- Bonus needs
- AED 120k in 90 days
- Top rate needs
- No minimum
Welcome bonus110,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 110,000 bonus Etihad Guest Miles when you spend AED 120,000 within 90 days.
- Airport lounges
- Cinema offers
- Golf
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0%matchFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Signature Credit Card
5.5 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 1,575
- Min. salary
- AED 15,000
- Bonus needs
- AED 60k in 90 days
- Top rate needs
- No minimum
Welcome bonus70,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 70,000 bonus Etihad Guest Miles when you spend AED 60,000 within 90 days.
- Airport lounges
- Cinema offers
- Golf
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0%matchFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Platinum Credit Card
4 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 525
- Min. salary
- AED 8,000
- Bonus needs
- AED 25k in 90 days
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.
- Cinema offers
- Golf
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0%matchIslamicFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Infinite Islamic Credit Card
7 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 2,625
- Min. salary
- AED 30,000
- Bonus needs
- AED 100k in 90 days
- Top rate needs
- No minimum
Welcome bonus110,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 110,000 bonus Etihad Guest Miles when you spend AED 100,000 within 90 days.
- Airport lounges
- Golf
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0%matchIslamicFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Signature Islamic Credit Card
5.5 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 1,575
- Min. salary
- AED 15,000
- Bonus needs
- AED 60k in 90 days
- Top rate needs
- No minimum
Welcome bonus70,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 70,000 bonus Etihad Guest Miles when you spend AED 60,000 within 90 days.
- Airport lounges
- Golf
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0%matchIslamicFirst Abu Dhabi Bank · Etihad Guest
Etihad Guest Platinum Islamic Credit Card
4 Etihad Guest Miles per AED 10 with Etihad and partners
- Annual fee
- AED 525
- Min. salary
- AED 8,000
- Bonus needs
- AED 25k in 90 days
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (activate the card (new cards, double-miles offer)); 20,000 bonus Etihad Guest Miles when you spend AED 25,000 within 90 days.
- Golf
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0%matchFirst Abu Dhabi Bank
FAB Travel Credit Card
12% back in FAB Rewards on flights and hotels (max AED 1,800 a month)
- Annual fee
- AED 1,575
- Min. salary
- AED 20,000
- Bonus needs
- No spend needed
- Top rate needs
- AED 5k/mo
Welcome bonusFree return flight to 15+ destinations (pay the first annual fee).
- Airport lounges
- Cinema offers
- Concierge
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0%match
ADCB
Traveller Credit Card
10% cashback on airline tickets (any airline)
- Annual fee
- AED 1,575
- Min. salary
- AED 20,000
- Bonus needs
- AED 15k in 60 days
- Top rate needs
- AED 5k/mo
Welcome bonusAED 2,000 Expedia hotel voucher when you spend AED 15,000 within 60 days.
- Airport lounges
- Golf
- Concierge
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0%match
HSBC UAE · Emirates Skywards
HSBC Emirates Skywards Infinite Credit Card
2.75 Skywards Miles per USD on Emirates and flydubai
- Annual fee
- AED 2,625
- Min. salary
- AED 30,000
- Bonus needs
- AED 50k in 60 days
- Top rate needs
- No minimum
Welcome bonus40,000 Skywards Miles (pay the annual fee); 30,000 Skywards Miles when you spend AED 50,000 within 60 days.
- Airport lounges
- Cinema offers
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0%matchHSBC UAE · Emirates Skywards
HSBC Emirates Skywards Signature Credit Card
1.75 Skywards Miles per USD on Emirates and flydubai
- Annual fee
- AED 1,050
- Min. salary
- AED 10,000
- Bonus needs
- AED 20k in 60 days
- Top rate needs
- No minimum
Welcome bonus25,000 Skywards Miles (pay the annual fee); 15,000 Skywards Miles + fast track to Silver when you spend AED 20,000 within 60 days.
- Airport lounges
- Cinema offers
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0%match
Citibank UAE · Flexible travel points
Citi Ultima Credit Card
5 Citi Miles per USD on non-AED spend
- Annual fee
- AED 3,150
- Min. salary
- Not published
- Bonus needs
- AED 25k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 1,500 statement credit when you spend AED 25,000 within 60 days.
- Airport lounges
- Golf
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0%matchCitibank UAE
Citi Prestige Credit Card
3 ThankYou Points per USD on non-AED spend
- Annual fee
- AED 1,575
- Min. salary
- AED 30,000
- Bonus needs
- AED 15k in 60 days
- Top rate needs
- No minimum
Welcome bonusAED 1,000 statement credit when you spend AED 15,000 within 60 days.
- Airport lounges
- Golf
- Valet parking
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0%matchIslamicDubai Islamic Bank · Emirates Skywards
Emirates Skywards DIB Infinite Covered Card
2 Skywards Miles per USD with Emirates
- Annual fee
- AED 2,500
- Min. salary
- AED 20,000
- Bonus needs
- AED 73.5k in 120 days
- Top rate needs
- No minimum
Welcome bonus25,000 Skywards Miles (activate the card); 25,000 Skywards Miles (balance transfer of AED 50,000+ kept for 6 months); 25,000 Skywards Miles when you spend AED 73,450 within 120 days.
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicDubai Islamic Bank · Emirates Skywards
Emirates Skywards DIB Signature Covered Card
1.5 Skywards Miles per USD with Emirates
- Annual fee
- AED 1,500
- Min. salary
- AED 15,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus15,000 Skywards Miles (activate the card); 15,000 Skywards Miles (balance transfer of AED 30,000+ kept for 6 months).
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicDubai Islamic Bank · Emirates Skywards
Emirates Skywards DIB Platinum Covered Card
1 Skywards Mile per USD with Emirates
- Annual fee
- AED 500
- Min. salary
- AED 10,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus5,000 Skywards Miles (activate the card).
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0%matchIslamicAbu Dhabi Islamic Bank · Etihad Guest
Etihad Guest Visa Infinite Covered Card
3.5 Etihad Guest Miles per AED 4 with Etihad and on foreign currency spend
- Annual fee
- AED 3,000
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonusUp to 100,000 Etihad Guest Miles (See ADIB's offer terms (extra bonus campaign runs alongside)).
- Airport lounges
- Golf
- Valet parking
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0%matchIslamicAbu Dhabi Islamic Bank · Etihad Guest
Etihad Guest Visa Platinum Covered Card
Etihad Guest Miles on all spend
- Annual fee
- AED 2,000
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus50,000 Etihad Guest Miles (welcome bonus on the card).
- Airport lounges
- Valet parking
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0%matchIslamicAbu Dhabi Islamic Bank · Etihad Guest
Etihad Guest Visa Gold Covered Card
Up to 1.5 Etihad Guest Miles per AED 4
- Annual fee
- AED 1,000
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus35,000 Etihad Guest Miles (welcome bonus on the card).
- Airport lounges
- Roadside assistance
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0%matchIslamicAbu Dhabi Islamic Bank · Emirates Skywards
Emirates Skywards Visa Infinite Card
3 Skywards Miles per AED 3.68 (USD 1) on Emirates and flydubai
- Annual fee
- AED 4,500
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus50,000 Skywards Miles (activate and make a first purchase within 30 days (bank says a spend threshold applies)).
- Airport lounges
- Valet parking
- Golf
-
0%matchIslamicAbu Dhabi Islamic Bank · Emirates Skywards
Emirates Skywards Visa Signature Card
2.5 Skywards Miles per USD on Emirates and flydubai
- Annual fee
- AED 1,500
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus25,000 Skywards Miles (activate and make a first purchase within 30 days (bank says a spend threshold applies)).
- Airport lounges
- Valet parking
- Golf
-
0%matchIslamicAbu Dhabi Islamic Bank · Hotel points
Marriott Bonvoy ADIB Visa Infinite Card
8 Bonvoy points per USD at Marriott hotels
- Annual fee
- AED 2,500
- Min. salary
- Not published
- Bonus needs
- AED 55.1k in 90 days
- Top rate needs
- No minimum
Welcome bonus100,000 Marriott Bonvoy points (get the card and make a first purchase within 30 days); 100,000 Marriott Bonvoy points when you spend AED 55,088 within 90 days.
- Airport lounges
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0%matchIslamicAbu Dhabi Islamic Bank · Hotel points
Marriott Bonvoy ADIB Visa Signature Card
3 Bonvoy points per USD at Marriott hotels
- Annual fee
- AED 499
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus50,000 Marriott Bonvoy points (Welcome bonus (see ADIB terms)).
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0%matchIslamicAbu Dhabi Islamic Bank
Booking.com Visa Signature Card
Exceed Reward points on spend
- Annual fee
- AED 299
- Min. salary
- Not published
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Valet parking
-
0%matchIslamicEmirates Islamic · Emirates Skywards
Emirates Islamic Skywards Black Card
Up to 3.5 Skywards Miles per USD with Emirates
- Annual fee
- AED 2,100
- Min. salary
- Not published
- Bonus needs
- AED 18.4k in 365 days
- Top rate needs
- No minimum
Welcome bonusSkywards Gold for 12 months (with the fast-track fee) when you spend AED 18,362 within 365 days.
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicEmirates Islamic · Emirates Skywards
Emirates Islamic Skywards Infinite Card
Up to 2 Skywards Miles per USD with Emirates and flydubai
- Annual fee
- AED 2,100
- Min. salary
- Not published
- Bonus needs
- AED 30k in 180 days
- Top rate needs
- No minimum
Welcome bonus20,000 Skywards Miles (pay the AED 2,100 fee); First-year fee refunded instead of the Miles bonus when you spend AED 30,000 within 180 days.
- Airport lounges
- Valet parking
- Golf
-
0%matchIslamicEmirates Islamic · Emirates Skywards
Emirates Islamic Skywards Signature Card
Up to 1.5 Skywards Miles per USD with Emirates and flydubai
- Annual fee
- AED 735
- Min. salary
- Not published
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Valet parking
- Golf
-
0%matchIslamicEmirates Islamic · Etihad Guest
Emirates Islamic Etihad Guest Premium Card
3.5 Etihad Guest Miles per USD with Etihad Airways
- Annual fee
- AED 1,575
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus55,000 Etihad Guest Miles (pay the annual fee).
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicEmirates Islamic · Etihad Guest
Emirates Islamic Etihad Guest Saqer Card
3 Etihad Guest Miles per USD with Etihad Airways
- Annual fee
- AED 943.95
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus30,000 Etihad Guest Miles (pay the annual fee).
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicEmirates Islamic · Etihad Guest
Emirates Islamic Etihad Guest Ameera Card
3 Etihad Guest Miles per USD with Etihad Airways
- Annual fee
- AED 733.95
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus20,000 Etihad Guest Miles (pay the annual fee).
- Airport lounges
- Airport transfers
- Valet parking
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0%matchIslamicEmirates Islamic · Etihad Guest
Emirates Islamic Etihad Guest Platinum Card
2 Etihad Guest Miles per USD with Etihad Airways
- Annual fee
- AED 208.95
- Min. salary
- Not published
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonus5,000 Etihad Guest Miles (pay the annual fee).
- Cinema offers
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Questions people ask
Should I get an airline card or a flexible travel card?
If most of your flights are with one airline, an Emirates Skywards or Etihad Guest card earns more on that airline. If you fly different airlines, flexible cards like Voyager, Citi or ADCB Traveller give you more choice.
Which travel cards include airport lounge access?
Most mid and premium travel cards do. Use the "Airport lounges" filter to see them, and check the bank's terms, because many need a minimum spend or limit the number of visits.