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Emirates Skywards DIB Infinite Covered Card

Travel & miles card from Dubai Islamic Bank, Shariah-compliant.

Dubai Islamic Bank Emirates Skywards DIB Infinite Covered Card
View on DIB site Details checked 21 Oct 2026 against DIB's own page
Annual fee
AED 2,500

AED 2,500

Minimum monthly salary
AED 20,000
Welcome bonus
25,000 Skywards Miles (activate the card); 25,000 Skywards Miles (balance transfer of AED 50,000+ kept for 6 months); 25,000 Skywards Miles when you spend AED 73,450 within 120 days.

Our take

An Islamic Skywards card with 2 Miles per USD on Emirates and three bonus steps of 25,000 Miles.

Good for

Emirates flyers earning AED 20,000+ who want a covered card.

Watch out for

AED 2,500 fee; one bonus step needs about AED 73,500 in four months.

Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 20,000 a month
Welcome bonus25,000 Skywards MilesActivate the card
Welcome bonus25,000 Skywards MilesBalance transfer of AED 50,000+ kept for 6 months
Welcome bonus25,000 Skywards MilesSpend AED 73,450 within 120 days (about AED 18,363 a month)

Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 2 Skywards Miles per USD with Emirates
  • Up to 1.5 Miles per USD on foreign currency spend
  • Up to 1 Mile per USD on local spend
  • 0.3 Miles on groceries, fuel, bills and government

Included benefits

  • Airport lounges
  • Airport transfers
  • Valet parking
  • Golf

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Emirates Skywards DIB Infinite: common questions

What salary do I need for the Emirates Skywards DIB Infinite?

Dubai Islamic Bank asks for a minimum monthly salary of AED 20,000.

Does the Emirates Skywards DIB Infinite have an annual fee?

Yes, AED 2,500.

How do I get the Emirates Skywards DIB Infinite welcome bonus?

25,000 Skywards Miles: activate the card. 25,000 Skywards Miles: balance transfer of AED 50,000+ kept for 6 months. 25,000 Skywards Miles: spend AED 73,450 within 120 days.

Is the Emirates Skywards DIB Infinite Islamic?

Yes. It is a Shariah-compliant (covered) card.

Compared head to head

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