- Annual fee
- AED 735
- Minimum monthly salary
- AED 12,000
- Welcome bonus
- 15,000 Skywards Miles (pay the joining fee); 15,000 Skywards Miles when you spend AED 36,725 within 90 days; 10,000 Skywards Miles when you spend AED 13,772 within 365 days.
Joining fee AED 1,573.95, annual fee AED 735
Our take
The mid-tier Emirates NBD Skywards card: 1.5 Miles per USD on international spend and up to 40,000 bonus Miles in the first year.
Good for
People earning AED 12,000+ who fly Emirates a few times a year and want lounge access for an AED 735 fee.
Watch out for
Spend in the EU and UK earns only 0.37 Miles per USD, and the second bonus step needs about AED 36,700 in 90 days.
Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.
What you need
| Minimum salary | AED 12,000 a month |
|---|---|
| Joining fee | AED 1,573.95 |
| Welcome bonus | 15,000 Skywards MilesPay the joining fee |
| Welcome bonus | 15,000 Skywards MilesSpend AED 36,725 within 90 days (about AED 12,242 a month) |
| Welcome bonus | 10,000 Skywards MilesSpend AED 13,772 within 365 days (about AED 1,132 a month) |
Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Up to 1.5 Skywards Miles per USD on international (non-EU) spend
- 1 Mile per USD on domestic spend
- 0.37 Miles per USD in the EU and UK
Included benefits
- Airport lounges
- Golf
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ENBD Skywards Signature: common questions
What salary do I need for the ENBD Skywards Signature?
Emirates NBD asks for a minimum monthly salary of AED 12,000.
Does the ENBD Skywards Signature have an annual fee?
Yes, AED 735.
How do I get the ENBD Skywards Signature welcome bonus?
15,000 Skywards Miles: pay the joining fee. 15,000 Skywards Miles: spend AED 36,725 within 90 days. 10,000 Skywards Miles: spend AED 13,772 within 365 days.
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