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Emirates Skywards DIB Signature Covered Card

Travel & miles card from Dubai Islamic Bank, Shariah-compliant.

Dubai Islamic Bank Emirates Skywards DIB Signature Covered Card
View on DIB site Details checked 21 Oct 2026 against DIB's own page
Annual fee
AED 1,500

AED 1,500

Minimum monthly salary
AED 15,000
Welcome bonus
15,000 Skywards Miles (activate the card); 15,000 Skywards Miles (balance transfer of AED 30,000+ kept for 6 months).

Our take

1.5 Skywards Miles per USD on Emirates, with up to 30,000 welcome Miles.

Good for

Emirates flyers earning AED 15,000+.

Watch out for

AED 1,500 fee.

Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 15,000 a month
Welcome bonus15,000 Skywards MilesActivate the card
Welcome bonus15,000 Skywards MilesBalance transfer of AED 30,000+ kept for 6 months
Perk spend ruleAirport transfers and valet (fee charged if not met)AED 5,000 card spend that month

Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1.5 Skywards Miles per USD with Emirates
  • Up to 1 Mile per USD on foreign currency spend
  • Up to 0.75 Miles per USD on local spend
  • 0.2 Miles on groceries, fuel, bills and government

Included benefits

  • Airport lounges
  • Airport transfers
  • Valet parking

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Emirates Skywards DIB Signature: common questions

What salary do I need for the Emirates Skywards DIB Signature?

Dubai Islamic Bank asks for a minimum monthly salary of AED 15,000.

Does the Emirates Skywards DIB Signature have an annual fee?

Yes, AED 1,500.

How do I get the Emirates Skywards DIB Signature welcome bonus?

15,000 Skywards Miles: activate the card. 15,000 Skywards Miles: balance transfer of AED 30,000+ kept for 6 months.

Is the Emirates Skywards DIB Signature Islamic?

Yes. It is a Shariah-compliant (covered) card.

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