- Annual fee
- AED 2,100
- Minimum monthly salary
- Not published
- Welcome bonus
- Skywards Gold for 12 months (with the fast-track fee) when you spend AED 18,362 within 365 days.
AED 2,100, or AED 5,775 with fast track to Skywards Gold. Fee from Emirates Islamic's schedule of charges (VAT included)
Emirates Islamic doesn't publish a minimum salary for this card
Our take
Up to 3.5 Skywards Miles per USD with Emirates and a path to Skywards Gold.
Good for
Very frequent Emirates flyers.
Watch out for
AED 2,100 fee, rising to AED 5,775 for the Gold fast track.
Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Welcome bonus | Skywards Gold for 12 months (with the fast-track fee)Spend AED 18,362 within 365 days (about AED 1,510 a month) |
| Perk spend rule | Lounge guest, Marhaba and movie offersAED 5,000 card spend that month |
| Perk spend rule | Valet parking (AED 7,500 from 1 Mar 2026)AED 7,500 card spend that month |
Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Up to 3.5 Skywards Miles per USD with Emirates
- Up to 2 Miles per USD on foreign currency spend
- Up to 1.5 Miles per USD on local spend
- 25% off buying or gifting Skywards Miles
Included benefits
- Airport lounges
- Airport transfers
- Valet parking
- Golf
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Emirates Islamic Skywards Black: common questions
What salary do I need for the Emirates Islamic Skywards Black?
Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the Emirates Islamic Skywards Black have an annual fee?
Yes, AED 2,100.
How do I get the Emirates Islamic Skywards Black welcome bonus?
Skywards Gold for 12 months (with the fast-track fee): spend AED 18,362 within 365 days.
Is the Emirates Islamic Skywards Black Islamic?
Yes. It is a Shariah-compliant (covered) card.
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