- Annual fee
- AED 3,150
- Minimum monthly salary
- Not published
- Welcome bonus
- AED 1,500 statement credit when you spend AED 25,000 within 60 days.
AED 3,000 + VAT (from Citi's fee schedule)
Our take
Citi's top card: 5 Citi Miles per USD abroad, usable on any airline or transfer partner, with 50% back on one ticket a year.
Good for
Very frequent travellers who spend a lot in foreign currency.
Watch out for
AED 3,150 fee, and Citi doesn't publish the minimum salary.
Written by the MoneyVS team from Citibank UAE's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Welcome bonus | AED 1,500 statement creditSpend AED 25,000 within 60 days (about AED 12,500 a month) |
Taken from Citibank UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5 Citi Miles per USD on non-AED spend
- 2.5 Citi Miles per USD on AED spend
- 30,000 bonus Citi Miles a year when you pay the annual fee
- 50% back on one airline ticket a year (up to AED 2,000)
- Use miles on any airline or transfer to 11 partners
Included benefits
- Airport lounges
- Golf
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Citi Ultima: common questions
What salary do I need for the Citi Ultima?
Citibank UAE doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the Citi Ultima have an annual fee?
Yes, AED 3,150.
How do I get the Citi Ultima welcome bonus?
AED 1,500 statement credit: spend AED 25,000 within 60 days.
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