MoneyVS

Emirates Skywards DIB Platinum Covered Card

Travel & miles card from Dubai Islamic Bank, Shariah-compliant.

Dubai Islamic Bank Emirates Skywards DIB Platinum Covered Card
View on DIB site Details checked 21 Oct 2026 against DIB's own page
Annual fee
AED 500

AED 500

Minimum monthly salary
AED 10,000
Welcome bonus
5,000 Skywards Miles (activate the card).

Our take

The entry DIB Skywards card: 1 Mile per USD on Emirates for an AED 500 fee.

Good for

Occasional Emirates flyers earning AED 10,000+.

Watch out for

No lounge access.

Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 10,000 a month
Welcome bonus5,000 Skywards MilesActivate the card

Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1 Skywards Mile per USD with Emirates
  • Up to 0.75 Miles per USD on foreign currency spend
  • Up to 0.5 Miles per USD on local spend

Included benefits

No headline benefits listed by the bank.

Emirates Skywards DIB Platinum: common questions

What salary do I need for the Emirates Skywards DIB Platinum?

Dubai Islamic Bank asks for a minimum monthly salary of AED 10,000.

Does the Emirates Skywards DIB Platinum have an annual fee?

Yes, AED 500.

How do I get the Emirates Skywards DIB Platinum welcome bonus?

5,000 Skywards Miles: activate the card.

Is the Emirates Skywards DIB Platinum Islamic?

Yes. It is a Shariah-compliant (covered) card.

Similar travel & miles cards

  1. Emirates NBD Skywards Infinite Credit Card

    Emirates NBD · Emirates Skywards

    Skywards Infinite Credit Card

    2 Skywards Miles per USD on Emirates, flydubai, duty free, food delivery and ride apps

    Annual fee
    AED 1,575
    Min. salary
    AED 30,000
    Bonus needs
    AED 91.8k in 90 days
    Top rate needs
    No minimum

    Welcome bonus35,000 Skywards Miles (pay the joining fee); 40,000 Skywards Miles when you spend AED 91,812 within 90 days; 25,000 Skywards Miles when you spend AED 27,544 within 365 days.

    • Airport lounges
    • Golf
    • Cinema offers
  2. Emirates NBD Skywards Signature Credit Card

    Emirates NBD · Emirates Skywards

    Skywards Signature Credit Card

    Up to 1.5 Skywards Miles per USD on international (non-EU) spend

    Annual fee
    AED 735
    Min. salary
    AED 12,000
    Bonus needs
    AED 36.7k in 90 days
    Top rate needs
    No minimum

    Welcome bonus15,000 Skywards Miles (pay the joining fee); 15,000 Skywards Miles when you spend AED 36,725 within 90 days; 10,000 Skywards Miles when you spend AED 13,772 within 365 days.

    • Airport lounges
    • Golf
    • Cinema offers
  3. Emirates NBD Etihad Guest Visa Elevate Credit Card

    Emirates NBD · Etihad Guest

    Etihad Guest Visa Elevate Credit Card

    10 Etihad Guest Miles per AED 10 on Etihad Airways

    Annual fee
    AED 1,575
    Min. salary
    AED 30,000
    Bonus needs
    AED 120k in 180 days
    Top rate needs
    No minimum

    Welcome bonus40,000 Etihad Guest Miles (pay the joining fee); 60,000 Etihad Guest Miles when you spend AED 90,000 within 180 days; 100,000 Etihad Guest Miles when you spend AED 120,000 within 180 days.

    • Airport lounges
    • Valet parking