- Annual fee
- AED 315 from yr 2
- Minimum monthly salary
- AED 8,000
- Welcome bonus
- AED 300 statement credit when you spend AED 6,000 within 60 days.
Free in year one. From year two, free with AED 9,000 annual spend, otherwise AED 300 + VAT.
Our take
3% on foreign spend, 2% on groceries and 1% on everything else, with no minimum and no caps.
Good for
People who want uncapped cashback without monthly targets.
Watch out for
Fee from year two unless you spend AED 9,000 a year.
Written by the MoneyVS team from Citibank UAE's published terms. Not personal advice.
What you need
| Minimum salary | AED 8,000 a month |
|---|---|
| Annual fee waived | Spend AED 9,000 a yearAbout AED 750 a month |
| Welcome bonus | AED 300 statement creditSpend AED 6,000 within 60 days (about AED 3,000 a month) |
Taken from Citibank UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 3% on non-AED spend
- 2% on groceries and supermarkets
- 1% on everything else
- No minimum spend and no caps
Included benefits
- Airport lounges
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Citi Cash Back: common questions
What salary do I need for the Citi Cash Back?
Citibank UAE asks for a minimum monthly salary of AED 8,000.
Does the Citi Cash Back have an annual fee?
Yes, AED 315, free in the first year. It's waived if you spend AED 9,000 a year.
How do I get the Citi Cash Back welcome bonus?
AED 300 statement credit: spend AED 6,000 within 60 days.
Compared head to head
Similar cashback cards
-
0%matchFirst Abu Dhabi Bank
FAB Cashback Credit Card
5% on fashion, dining and groceries
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- AED 3k/mo
No welcome bonus right now
- Airport lounges
-
0%matchIslamicFirst Abu Dhabi Bank
FAB Cashback Islamic Credit Card
5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
-
0%matchFirst Abu Dhabi Bank
FAB GEMS World Credit Card
Save up to 3% on GEMS school fees
- Annual fee
- AED 418.95
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers