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FAB Cashback Credit Card

Cashback card from First Abu Dhabi Bank.

First Abu Dhabi Bank FAB Cashback Credit Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
AED 315

AED 300 + VAT

Minimum monthly salary
AED 5,000
Welcome bonus
None listed right now

Our take

5% cashback on fashion, dining and groceries, 3% abroad and 1% on everything else.

Good for

People earning AED 5,000+ who spend AED 3,000+ a month on everyday categories.

Watch out for

Below AED 3,000 a month the headline rates don't apply; cashback is capped at AED 1,000 a month.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month
Top earn rates needAED 3,000 a monthNeeds AED 3,000 spend the previous month to earn any cashback
Reward capMax AED 1,000 cashback a month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 5% on fashion, dining and groceries
  • 3% on international spend
  • 1% on everything else

Included benefits

  • Airport lounges

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB Cashback: common questions

What salary do I need for the FAB Cashback?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 5,000.

Does the FAB Cashback have an annual fee?

Yes, AED 315.

Is there a minimum monthly spend?

Yes. Needs AED 3,000 spend the previous month to earn any cashback.

Compared head to head

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