- Annual fee
- AED 315
- Minimum monthly salary
- AED 5,000
- Welcome bonus
- None listed right now
AED 300 + VAT
Our take
5% cashback on fashion, dining and groceries, 3% abroad and 1% on everything else.
Good for
People earning AED 5,000+ who spend AED 3,000+ a month on everyday categories.
Watch out for
Below AED 3,000 a month the headline rates don't apply; cashback is capped at AED 1,000 a month.
Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.
What you need
| Minimum salary | AED 5,000 a month |
|---|---|
| Top earn rates need | AED 3,000 a monthNeeds AED 3,000 spend the previous month to earn any cashback |
| Reward cap | Max AED 1,000 cashback a month |
Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5% on fashion, dining and groceries
- 3% on international spend
- 1% on everything else
Included benefits
- Airport lounges
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
FAB Cashback: common questions
What salary do I need for the FAB Cashback?
First Abu Dhabi Bank asks for a minimum monthly salary of AED 5,000.
Does the FAB Cashback have an annual fee?
Yes, AED 315.
Is there a minimum monthly spend?
Yes. Needs AED 3,000 spend the previous month to earn any cashback.
Compared head to head
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