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Emirates Islamic Flex Card

Rewards card from Emirates Islamic, Shariah-compliant.

Emirates Islamic Emirates Islamic Flex Card
View on EI site Details checked 21 Oct 2026 against EI's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
Not published

Emirates Islamic doesn't publish a minimum salary for this card

Welcome bonus
10,000 EI SmartMiles (on card approval).

Our take

A free-for-life SmartMiles card with 10,000 welcome SmartMiles.

Good for

Flexible rewards without a fee.

Watch out for

Low local earn rate.

Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.

What you need

Minimum salaryNot published by the bank
Welcome bonus10,000 EI SmartMilesOn card approval

Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 2.25 EI SmartMiles per AED on foreign currency spend
  • Up to 1.25 per AED on local spend
  • Redeem against any purchase
  • 10,000 EI SmartMiles = 1,000 Skywards Miles or 1,500 Etihad Guest Miles

Included benefits

  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Emirates Islamic Flex: common questions

What salary do I need for the Emirates Islamic Flex?

Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.

Does the Emirates Islamic Flex have an annual fee?

No. The bank says it is free for life.

How do I get the Emirates Islamic Flex welcome bonus?

10,000 EI SmartMiles: on card approval.

Is the Emirates Islamic Flex Islamic?

Yes. It is a Shariah-compliant (covered) card.

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