- Annual fee
- Free for life
- Minimum monthly salary
- AED 5,000
- Welcome bonus
- AED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.
Free for life, including supplementary cards
Our take
A free-for-life cashback card with 5% on dining in the UAE and abroad and no minimum spend.
Good for
People earning AED 5,000+ who eat out or order in a lot.
Watch out for
Only 0.15% on government, utilities, education, fuel, rent and telecom.
Written by the MoneyVS team from Mashreq's published terms. Not personal advice.
What you need
| Minimum salary | AED 5,000 a month |
|---|---|
| Welcome bonus | AED 500 (AED 100 if you already have a Mashreq card)Spend AED 5,000 within 60 days (about AED 2,500 a month) |
Taken from Mashreq's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5% on dining in the UAE and abroad
- 1% on other international spend
- Up to 1% on local spend
- 0.15% on government, utilities, education, fuel, rent and telecom
- No minimum spend
Included benefits
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Mashreq Cashback: common questions
What salary do I need for the Mashreq Cashback?
Mashreq asks for a minimum monthly salary of AED 5,000.
Does the Mashreq Cashback have an annual fee?
No. The bank says it is free for life.
How do I get the Mashreq Cashback welcome bonus?
AED 500 (AED 100 if you already have a Mashreq card): spend AED 5,000 within 60 days.
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