MoneyVS

FAB Elite Credit Card

Rewards card from First Abu Dhabi Bank.

First Abu Dhabi Bank FAB Elite Credit Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
AED 1,260

AED 1,200 + VAT

Minimum monthly salary
AED 40,000
Welcome bonus
None listed right now

Our take

A premium FAB card earning up to 20 FAB Rewards per AED on luxury spend and 5 on everything else.

Good for

High earners on AED 40,000+ a month who want concierge, valet and golf.

Watch out for

AED 1,260 fee and a high salary requirement.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 40,000 a month
Perk spend ruleValet parking (5 a month) and cinema tickets (AED 100 charge if not met)AED 10,000 card spend that month
Perk spend ruleBeach and sports club access (AED 300 charge if not met)AED 10,000 card spend that month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 20 FAB Rewards per AED on luxury spend
  • Up to 5 FAB Rewards per AED on everything else, including abroad
  • Gold gift when you spend AED 500,000 a year

Included benefits

  • Airport lounges
  • Valet parking
  • Concierge
  • Cinema offers
  • Golf

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB Elite: common questions

What salary do I need for the FAB Elite?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 40,000.

Does the FAB Elite have an annual fee?

Yes, AED 1,260.

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