MoneyVS

Citi Rewards Credit Card

Rewards card from Citibank UAE.

Citibank UAE Citi Rewards Credit Card
View on Citi site Details checked 21 Oct 2026 against Citi's own page
Annual fee
AED 315 from yr 2

Free in year one. From year two, free with AED 9,000 annual spend, otherwise AED 300 + VAT.

Minimum monthly salary
AED 8,000
Welcome bonus
AED 300 statement credit when you spend AED 6,000 within 60 days.

Our take

1.5 ThankYou Points per USD on groceries and foreign spend, free in year one.

Good for

Earners from AED 8,000 who shop and travel.

Watch out for

Fee waived only with AED 9,000 yearly spend.

Written by the MoneyVS team from Citibank UAE's published terms. Not personal advice.

What you need

Minimum salaryAED 8,000 a month
Annual fee waivedSpend AED 9,000 a yearAbout AED 750 a month
Welcome bonusAED 300 statement creditSpend AED 6,000 within 60 days (about AED 3,000 a month)

Taken from Citibank UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1.5 ThankYou Points per USD on groceries and non-AED spend
  • 1 point per USD on local spend

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Citi Rewards: common questions

What salary do I need for the Citi Rewards?

Citibank UAE asks for a minimum monthly salary of AED 8,000.

Does the Citi Rewards have an annual fee?

Yes, AED 315, free in the first year. It's waived if you spend AED 9,000 a year.

How do I get the Citi Rewards welcome bonus?

AED 300 statement credit: spend AED 6,000 within 60 days.

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