- Annual fee
- AED 735
- Minimum monthly salary
- Not published
- Welcome bonus
- None listed right now
AED 735. Fee from Emirates Islamic's schedule of charges (VAT included)
Emirates Islamic doesn't publish a minimum salary for this card
Our take
Up to 3.75 EI SmartMiles per AED abroad, redeemable against any purchase.
Good for
Travellers who want flexible miles.
Watch out for
AED 735 fee.
Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Perk spend rule | Movie offersAED 5,000 card spend that month |
| Perk spend rule | Valet (AED 7,500 from 1 Mar 2026)AED 7,500 card spend that month |
| Perk spend rule | GolfAED 10,000 card spend that month |
Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Up to 3.75 EI SmartMiles per AED on foreign currency spend
- Up to 2.5 per AED on local spend
- Redeem against any purchase, flights or hotels
- 10,000 EI SmartMiles = 1,000 Skywards Miles or 1,500 Etihad Guest Miles
Included benefits
- Airport lounges
- Valet parking
- Golf
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Emirates Islamic Flex Elite: common questions
What salary do I need for the Emirates Islamic Flex Elite?
Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the Emirates Islamic Flex Elite have an annual fee?
Yes, AED 735.
Is the Emirates Islamic Flex Elite Islamic?
Yes. It is a Shariah-compliant (covered) card.
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