MoneyVS

FAB Emirati Islamic Credit Card

Rewards card from First Abu Dhabi Bank, Shariah-compliant.

First Abu Dhabi Bank FAB Emirati Islamic Credit Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
AED 630

AED 600 + VAT

Minimum monthly salary
AED 15,000
Welcome bonus
None listed right now

Our take

An Islamic rewards card for UAE nationals earning up to 15 FAB Islamic Rewards per AED.

Good for

Emirati customers earning AED 15,000+ who want gym access and valet.

Watch out for

Only for UAE nationals.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 15,000 a month
Who can applyUAE nationals only
Reward capMax 500,000 FAB Islamic Rewards a month
Perk spend ruleValet parking 5 times a monthAED 10,000 card spend that month
Perk spend ruleFree gym and padel accessAED 10,000 card spend that month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 15 FAB Islamic Rewards per AED
  • 10 per AED on international spend
  • 5 per AED on everything else

Included benefits

  • Airport lounges
  • Valet parking
  • Gym access

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB Emirati Islamic: common questions

What salary do I need for the FAB Emirati Islamic?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 15,000.

Does the FAB Emirati Islamic have an annual fee?

Yes, AED 630.

Who can apply for the FAB Emirati Islamic?

UAE nationals only.

Is the FAB Emirati Islamic Islamic?

Yes. It is a Shariah-compliant (covered) card.

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