MoneyVS

FAB Z Card

Rewards card from First Abu Dhabi Bank.

First Abu Dhabi Bank FAB Z Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
Free year 1

No annual fee in the first year. Later fee not shown on the bank's page.

Minimum monthly salary
AED 5,000
Welcome bonus
None listed right now

Our take

A card for younger users with 20% off streaming, gaming and Talabat, and no foreign transaction fees.

Good for

Students and young professionals earning AED 5,000+ who pay for subscriptions.

Watch out for

Free in year one, but FAB doesn't publish the fee after that.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month
Perk spend rule20% off streaming and gaming subscriptionsAED 3,000 card spend that month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 20% off Netflix, PlayStation, Xbox, YouTube, Spotify and Shahid
  • 20% off Talabat once a month
  • No foreign transaction fees
  • FAB Rewards on spend

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB Z: common questions

What salary do I need for the FAB Z?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 5,000.

Does the FAB Z have an annual fee?

First Abu Dhabi Bank doesn't publish the annual fee on its product page, but the first year is free. Check the bank's schedule of charges.

Similar rewards cards

  1. Emirates NBD Duo Credit Card
    Free for life

    Emirates NBD

    Duo Credit Card

    5% Plus Points on groceries, electronics, utilities, education and fuel

    Annual fee
    Free for life
    Min. salary
    AED 12,000
    Bonus needs
    No bonus
    Top rate needs
    AED 5k/mo

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Cinema offers
    View on ENBD site
    Full details
  2. Emirates NBD Priority Banking Visa Infinite Credit Card
    Priority / Premier clients

    Emirates NBD

    Priority Banking Visa Infinite Credit Card

    5% Plus Points on single purchases of AED 5,000 or more

    Annual fee
    AED 1,575 from yr 2
    Min. salary
    Not published
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Valet parking
    View on ENBD site
    Full details
  3. Emirates NBD Visa Infinite Credit Card

    Emirates NBD

    Visa Infinite Credit Card

    Up to 2 Plus Points per AED 100

    Annual fee
    AED 1,575
    Min. salary
    AED 30,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Golf
    • Valet parking
    View on ENBD site
    Full details