MoneyVS

ENBD U By Emaar Infinite Credit Card

Shopping card from Emirates NBD.

Emirates NBD U By Emaar Infinite Credit Card
View on ENBD site Details checked 21 Oct 2026 against ENBD's own page
Annual fee
AED 1,575

Joining fee AED 2,625, annual fee AED 1,575

Minimum monthly salary
AED 30,000
Welcome bonus
15,000 Upoints (activate the card and pay the joining fee); 10,000 Upoints when you spend AED 36,725 within 90 days.

Our take

Pays 7.5% back as Upoints across Emaar malls, hotels and restaurants, plus 1.5% on everything else.

Good for

Downtown and Dubai Mall regulars who earn AED 30,000+.

Watch out for

Rewards are Upoints, best spent in Emaar venues, and the fee is AED 1,575.

Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.

What you need

Minimum salaryAED 30,000 a month
Joining feeAED 2,625
Welcome bonus15,000 UpointsActivate the card and pay the joining fee
Welcome bonus10,000 UpointsSpend AED 36,725 within 90 days (about AED 12,242 a month)
Perk spend ruleFree popcorn and drinks at Reel CinemasAED 5,000 card spend that month

Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 7.5% back as Upoints at Emaar malls, hotels and restaurants
  • 1.5% back on all other spend
  • Up to 30% off Emaar attractions

Included benefits

  • Airport lounges
  • Cinema offers
  • Valet parking

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ENBD U By Emaar Infinite: common questions

What salary do I need for the ENBD U By Emaar Infinite?

Emirates NBD asks for a minimum monthly salary of AED 30,000.

Does the ENBD U By Emaar Infinite have an annual fee?

Yes, AED 1,575.

How do I get the ENBD U By Emaar Infinite welcome bonus?

15,000 Upoints: activate the card and pay the joining fee. 10,000 Upoints: spend AED 36,725 within 90 days.

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