- Annual fee
- AED 1,575
- Minimum monthly salary
- AED 30,000
- Welcome bonus
- 15,000 Upoints (activate the card and pay the joining fee); 10,000 Upoints when you spend AED 36,725 within 90 days.
Joining fee AED 2,625, annual fee AED 1,575
Our take
Pays 7.5% back as Upoints across Emaar malls, hotels and restaurants, plus 1.5% on everything else.
Good for
Downtown and Dubai Mall regulars who earn AED 30,000+.
Watch out for
Rewards are Upoints, best spent in Emaar venues, and the fee is AED 1,575.
Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.
What you need
| Minimum salary | AED 30,000 a month |
|---|---|
| Joining fee | AED 2,625 |
| Welcome bonus | 15,000 UpointsActivate the card and pay the joining fee |
| Welcome bonus | 10,000 UpointsSpend AED 36,725 within 90 days (about AED 12,242 a month) |
| Perk spend rule | Free popcorn and drinks at Reel CinemasAED 5,000 card spend that month |
Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 7.5% back as Upoints at Emaar malls, hotels and restaurants
- 1.5% back on all other spend
- Up to 30% off Emaar attractions
Included benefits
- Airport lounges
- Cinema offers
- Valet parking
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ENBD U By Emaar Infinite: common questions
What salary do I need for the ENBD U By Emaar Infinite?
Emirates NBD asks for a minimum monthly salary of AED 30,000.
Does the ENBD U By Emaar Infinite have an annual fee?
Yes, AED 1,575.
How do I get the ENBD U By Emaar Infinite welcome bonus?
15,000 Upoints: activate the card and pay the joining fee. 10,000 Upoints: spend AED 36,725 within 90 days.
Similar shopping cards
-
0%matchUAE nationals onlyEmirates NBD
U By Emaar Visa Infinite Emirati Credit Card
7.5% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- AED 1,575 from yr 2
- Min. salary
- AED 30,000
- Bonus needs
- AED 36.7k in 90 days
- Top rate needs
- No minimum
Welcome bonus15% back on Emaar spend for 3 months (automatic for the first 3 months); 10,000 Upoints when you spend AED 36,725 within 90 days.
- Airport lounges
- Cinema offers
- Valet parking
-
0%matchEmirates NBD
U By Emaar Signature Credit Card
6.25% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- AED 262.5
- Min. salary
- AED 12,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
0%matchFree for lifeEmirates NBD
U By Emaar Family Credit Card
5% back as Upoints at Emaar malls, hotels and restaurants
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Cinema offers

