- Annual fee
- AED 1,575 from yr 2
- Minimum monthly salary
- AED 30,000
- Welcome bonus
- 15% back on Emaar spend for 3 months (automatic for the first 3 months); 10,000 Upoints when you spend AED 36,725 within 90 days.
First year free, then AED 1,575
Our take
The UAE-nationals version of the U By Emaar Infinite card, with 15% back on Emaar spend for the first three months and no fee in year one.
Good for
Emirati customers who spend regularly at Emaar malls, hotels and attractions.
Watch out for
Only for UAE nationals; the AED 1,575 fee applies from year two.
Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.
What you need
| Minimum salary | AED 30,000 a month |
|---|---|
| Who can apply | UAE nationals only |
| Welcome bonus | 15% back on Emaar spend for 3 monthsAutomatic for the first 3 months |
| Welcome bonus | 10,000 UpointsSpend AED 36,725 within 90 days (about AED 12,242 a month) |
| Perk spend rule | Free popcorn and drinks at Reel CinemasAED 5,000 card spend that month |
Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 7.5% back as Upoints at Emaar malls, hotels and restaurants
- Upoints on all other spend
- Up to 30% off Emaar attractions
Included benefits
- Airport lounges
- Cinema offers
- Valet parking
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ENBD U By Emaar Visa Infinite Emirati: common questions
What salary do I need for the ENBD U By Emaar Visa Infinite Emirati?
Emirates NBD asks for a minimum monthly salary of AED 30,000.
Does the ENBD U By Emaar Visa Infinite Emirati have an annual fee?
Yes, AED 1,575, free in the first year.
How do I get the ENBD U By Emaar Visa Infinite Emirati welcome bonus?
15% back on Emaar spend for 3 months: automatic for the first 3 months. 10,000 Upoints: spend AED 36,725 within 90 days.
Who can apply for the ENBD U By Emaar Visa Infinite Emirati?
UAE nationals only.
Similar shopping cards
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0%matchEmirates NBD
U By Emaar Infinite Credit Card
7.5% back as Upoints at Emaar malls, hotels and restaurants
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- Min. salary
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- Bonus needs
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- Top rate needs
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