MoneyVS

Citi Simplicity Credit Card

Rewards card from Citibank UAE.

Citibank UAE Citi Simplicity Credit Card
View on Citi site Details checked 21 Oct 2026 against Citi's own page
Annual fee
Free for life

No annual fee, late fee, cash advance fee or over-limit fee, ever

Minimum monthly salary
AED 5,000
Welcome bonus
None listed right now

Our take

No fees of any kind: no annual, late, cash advance or over-limit fees.

Good for

People who want a safety-net card with no fees.

Watch out for

No rewards.

Written by the MoneyVS team from Citibank UAE's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month

Taken from Citibank UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • No fees of any kind
  • 20% off Talabat once a month
  • 0% instalment plans

Included benefits

No headline benefits listed by the bank.

Citi Simplicity: common questions

What salary do I need for the Citi Simplicity?

Citibank UAE asks for a minimum monthly salary of AED 5,000.

Does the Citi Simplicity have an annual fee?

No. The bank says it is free for life.

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