- Annual fee
- Free for life
- Minimum monthly salary
- AED 8,000
- Welcome bonus
- None listed right now
Free in year one; the AED 300 fee is waived from year two without conditions
Our take
A credit line up to 6 times your salary that you can withdraw fully as cash.
Good for
People who need flexible access to cash.
Watch out for
No rewards, and cash borrowing is expensive.
Written by the MoneyVS team from Citibank UAE's published terms. Not personal advice.
What you need
| Minimum salary | AED 8,000 a month |
|---|
Taken from Citibank UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Credit limit up to 6x salary (max AED 175,000)
- Withdraw up to 100% of the limit as cash
- Cash loans from 15% a year
Included benefits
No headline benefits listed by the bank.
Citi Ready: common questions
What salary do I need for the Citi Ready?
Citibank UAE asks for a minimum monthly salary of AED 8,000.
Does the Citi Ready have an annual fee?
No. The bank says it is free for life.
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