MoneyVS

ADCB LuLu Titanium Credit Card

Shopping card from ADCB.

ADCB ADCB LuLu Titanium Credit Card
View on ADCB site Details checked 21 Oct 2026 against ADCB's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
AED 5,000

Or eligible for a credit limit of at least AED 3,000

Welcome bonus
None listed right now

Our take

A free-for-life LuLu card with 3.5% back at LuLu.

Good for

LuLu shoppers earning AED 5,000+.

Watch out for

Up to 1% elsewhere.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a monthOr eligible for a credit limit of at least AED 3,000

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 3.5% back as LuLu Points at LuLu
  • Up to 1% on other spend

Included benefits

  • Airport lounges

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADCB LuLu Titanium: common questions

What salary do I need for the ADCB LuLu Titanium?

ADCB asks for a minimum monthly salary of AED 5,000. Or eligible for a credit limit of at least AED 3,000.

Does the ADCB LuLu Titanium have an annual fee?

No. The bank says it is free for life.

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