- Annual fee
- Free for life
- Minimum monthly salary
- AED 5,000
- Welcome bonus
- 0% balance transfer, no processing fee (transfer a balance from another bank).
Free for life
Our take
A free-for-life LuLu card with up to 3.5% back at LuLu and a 0% balance transfer offer.
Good for
LuLu shoppers earning AED 5,000+ who want no annual fee.
Watch out for
Rewards outside LuLu are small.
Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.
What you need
| Minimum salary | AED 5,000 a month |
|---|---|
| Welcome bonus | 0% balance transfer, no processing feeTransfer a balance from another bank |
Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Up to 3.5% back as LuLu Points at LuLu
- Lower rates on fuel and other spend
Included benefits
- 0% balance transfer
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ENBD LuLu 247 Titanium: common questions
What salary do I need for the ENBD LuLu 247 Titanium?
Emirates NBD asks for a minimum monthly salary of AED 5,000.
Does the ENBD LuLu 247 Titanium have an annual fee?
No. The bank says it is free for life.
How do I get the ENBD LuLu 247 Titanium welcome bonus?
0% balance transfer, no processing fee: transfer a balance from another bank.
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