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ADIB Smiles Visa Classic Card

Shopping card from Abu Dhabi Islamic Bank, Shariah-compliant.

Abu Dhabi Islamic Bank ADIB Smiles Visa Classic Card
View on ADIB site Details checked 21 Oct 2026 against ADIB's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
AED 5,000
Welcome bonus
5,000 Smiles points (sign up).

Our take

A free-for-life Smiles card.

Good for

e& customers earning AED 5,000+.

Watch out for

Low earn rate.

Written by the MoneyVS team from Abu Dhabi Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month
Welcome bonus5,000 Smiles pointsSign up
Perk spend rule10,000 bonus Smiles points a quarterAED 8,333 card spend that month

Taken from Abu Dhabi Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Smiles points on spend
  • 10,000 bonus Smiles points each quarter you spend AED 25,000

Included benefits

No headline benefits listed by the bank.

ADIB Smiles Visa Classic: common questions

What salary do I need for the ADIB Smiles Visa Classic?

Abu Dhabi Islamic Bank asks for a minimum monthly salary of AED 5,000.

Does the ADIB Smiles Visa Classic have an annual fee?

No. The bank says it is free for life.

How do I get the ADIB Smiles Visa Classic welcome bonus?

5,000 Smiles points: sign up.

Is the ADIB Smiles Visa Classic Islamic?

Yes. It is a Shariah-compliant (covered) card.

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