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ADCB Islamic TouchPoints Gold Card

Rewards card from ADCB, Shariah-compliant.

ADCB Islamic TouchPoints Gold Card
View on ADCB site Details checked 21 Oct 2026 against ADCB's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
AED 5,000

Or eligible for a credit limit of at least AED 3,000

Welcome bonus
None listed right now

Our take

A free-for-life Islamic TouchPoints card with a monthly AED 5,000 spend bonus.

Good for

Entry-level covered-card users.

Watch out for

Low earn rate.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a monthOr eligible for a credit limit of at least AED 3,000
Perk spend rule5,000 bonus TouchPointsAED 5,000 card spend that month

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 0.5 TouchPoints per AED
  • 5,000 bonus TouchPoints in every month you spend AED 5,000
  • 100,000 TouchPoints is about AED 500

Included benefits

  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADCB Islamic TouchPoints Gold: common questions

What salary do I need for the ADCB Islamic TouchPoints Gold?

ADCB asks for a minimum monthly salary of AED 5,000. Or eligible for a credit limit of at least AED 3,000.

Does the ADCB Islamic TouchPoints Gold have an annual fee?

No. The bank says it is free for life.

Is the ADCB Islamic TouchPoints Gold Islamic?

Yes. It is a Shariah-compliant (covered) card.

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