MoneyVS

FAB Rewards Indulge Card

Rewards card from First Abu Dhabi Bank.

First Abu Dhabi Bank FAB Rewards Indulge Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
AED 5,000
Welcome bonus
None listed right now

Our take

A free-for-life card with 5 FAB Rewards per AED online, plus Namshi and restaurant discounts.

Good for

Online shoppers earning AED 5,000+ who want no fee.

Watch out for

Rewards are capped at 50,000 a month.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a month
Reward capMax 50,000 FAB Rewards a month
Perk spend rule20,000 bonus FAB Rewards every monthAED 10,000 card spend that month
Perk spend rule4 cinema tickets a monthAED 3,000 card spend that month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 5 FAB Rewards per AED online
  • 1 FAB Reward per AED on everything else
  • 20% off Namshi (min AED 300) and at 150+ UAE restaurants

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

FAB Rewards Indulge: common questions

What salary do I need for the FAB Rewards Indulge?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 5,000.

Does the FAB Rewards Indulge have an annual fee?

No. The bank says it is free for life.

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