ADCB Islamic TouchPoints Platinum: fee, salary and welcome bonus

Our take

The Islamic TouchPoints Platinum, free in year one.

Covered-card users who want lounges and golf.

AED 630 fee from year two.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

Minimum salary	AED 5,000 a monthOr eligible for a credit limit of at least AED 3,000
Perk spend rule	10,000 bonus TouchPointsAED 10,000 card spend that month
Perk spend rule	Free golf at Arabian Ranches and Abu Dhabi Golf ClubAED 5,000 card spend that month

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

What salary do I need for the ADCB Islamic TouchPoints Platinum?

ADCB asks for a minimum monthly salary of AED 5,000. Or eligible for a credit limit of at least AED 3,000.

Does the ADCB Islamic TouchPoints Platinum have an annual fee?

Yes, AED 630, free in the first year.

Is the ADCB Islamic TouchPoints Platinum Islamic?

Yes. It is a Shariah-compliant (covered) card.