MoneyVS

Shukran ADCB Credit Card

Shopping card from ADCB.

ADCB Shukran ADCB Credit Card
View on ADCB site Details checked 21 Oct 2026 against ADCB's own page
Annual fee
AED 262.5 from yr 2

First year free, then AED 250 + VAT. Free for life for UAE nationals.

Minimum monthly salary
AED 5,000

Or eligible for a credit limit of at least AED 3,000

Welcome bonus
AED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card) when you spend AED 8,000 within 60 days.

Our take

10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max and Emax.

Good for

Families who shop at Landmark Group stores.

Watch out for

Fee from year two; only 0.5% on fuel, groceries and bills.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

What you need

Minimum salaryAED 5,000 a monthOr eligible for a credit limit of at least AED 3,000
Welcome bonusAED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card)Spend AED 8,000 within 60 days (about AED 4,000 a month)

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 10% back as Shukrans at Centrepoint, Babyshop, Home Centre, Max, Emax and other Shukran brands
  • 1.5% on other spend in and outside the UAE
  • 0.5% on fuel, groceries, bills and EU spend

Included benefits

  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Shukran ADCB: common questions

What salary do I need for the Shukran ADCB?

ADCB asks for a minimum monthly salary of AED 5,000. Or eligible for a credit limit of at least AED 3,000.

Does the Shukran ADCB have an annual fee?

Yes, AED 262.5, free in the first year.

How do I get the Shukran ADCB welcome bonus?

AED 1,000 in Shukrans (AED 1,200 for UAE nationals, AED 200 if you already have an ADCB card): spend AED 8,000 within 60 days.

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