MoneyVS

ADCB LuLu Platinum Credit Card

Shopping card from ADCB.

ADCB ADCB LuLu Platinum Credit Card
View on ADCB site Details checked 21 Oct 2026 against ADCB's own page
Annual fee
Free for life

No annual fee, ever

Minimum monthly salary
AED 8,000

Or eligible for a credit limit of at least AED 15,000

Welcome bonus
None listed right now

Our take

8% back as LuLu Points at LuLu with no minimum spend, free for life.

Good for

LuLu shoppers earning AED 8,000+.

Watch out for

Low rates on groceries, fuel and bills outside LuLu.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

What you need

Minimum salaryAED 8,000 a monthOr eligible for a credit limit of at least AED 15,000

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 8% back as LuLu Points at LuLu, no minimum spend
  • Up to 1.25% on other spend
  • 0.4% on groceries and fast food elsewhere, 0.2% on fuel and bills

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADCB LuLu Platinum: common questions

What salary do I need for the ADCB LuLu Platinum?

ADCB asks for a minimum monthly salary of AED 8,000. Or eligible for a credit limit of at least AED 15,000.

Does the ADCB LuLu Platinum have an annual fee?

No. The bank says it is free for life.

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