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ADIB Cashback Visa Covered Card

Cashback card from Abu Dhabi Islamic Bank, Shariah-compliant.

Abu Dhabi Islamic Bank Cashback Visa Covered Card
View on ADIB site Details checked 21 Oct 2026 against ADIB's own page
Annual fee
AED 99

AED 99, supplementary cards AED 99

Minimum monthly salary
Not published
Welcome bonus
None listed right now

Our take

4% cashback on groceries, fuel, education, dining and utilities, for a small AED 99 fee.

Good for

Families who want broad everyday cashback on an Islamic card.

Watch out for

Each category is capped monthly; total max AED 1,000 a month.

Written by the MoneyVS team from Abu Dhabi Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryNot published by the bank
Reward capMax AED 1,000 cashback a month

Taken from Abu Dhabi Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 4% on supermarkets and groceries (max AED 300 a month)
  • 4% on fuel and car spend (max AED 300)
  • 4% on school and education (max AED 300)
  • 4% on dining (max AED 200)
  • 4% on utilities (max AED 100)

Included benefits

  • Roadside assistance

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADIB Cashback Visa: common questions

What salary do I need for the ADIB Cashback Visa?

Abu Dhabi Islamic Bank doesn't publish a minimum salary for this card. Check with the bank before you apply.

Does the ADIB Cashback Visa have an annual fee?

Yes, AED 99.

Is the ADIB Cashback Visa Islamic?

Yes. It is a Shariah-compliant (covered) card.

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