MoneyVS

Blue FAB Islamic Credit Card

Shopping card from First Abu Dhabi Bank, Shariah-compliant.

First Abu Dhabi Bank Blue FAB Islamic Credit Card
View on FAB site Details checked 21 Oct 2026 against FAB's own page
Annual fee
AED 315 from yr 2

First year free, then AED 300 + VAT. Waived with AED 36,000 a year.

Minimum monthly salary
AED 15,000
Welcome bonus
Up to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only) when you spend AED 36,000 within 90 days.

Ends 23 Nov 2026

Our take

An Islamic Blue card paying 10% back at Al-Futtaim retail brands.

Good for

Al-Futtaim shoppers who want a covered card.

Watch out for

Fee applies from year two unless you spend AED 36,000 a year.

Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 15,000 a month
Annual fee waivedSpend AED 36,000 a yearAbout AED 3,000 a month
Welcome bonusUp to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only)Spend AED 36,000 within 90 days (about AED 12,000 a month)
Reward capMax AED 3,000 back a month

Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 10% back at Al-Futtaim retail brands
  • Up to 4% at other Al-Futtaim brands
  • Up to 1.5% on other spend

Included benefits

  • Airport lounges

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Blue FAB Islamic: common questions

What salary do I need for the Blue FAB Islamic?

First Abu Dhabi Bank asks for a minimum monthly salary of AED 15,000.

Does the Blue FAB Islamic have an annual fee?

Yes, AED 315, free in the first year. It's waived if you spend AED 36,000 a year.

How do I get the Blue FAB Islamic welcome bonus?

Up to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only): spend AED 36,000 within 90 days. The offer ends 23 Nov 2026.

Is the Blue FAB Islamic Islamic?

Yes. It is a Shariah-compliant (covered) card.

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