- Annual fee
- AED 313.95 from yr 2
- Minimum monthly salary
- Not published
- Welcome bonus
- None listed right now
First year free, then AED 313.95 (waivable on yearly spend)
Emirates Islamic doesn't publish a minimum salary for this card
Our take
Up to 10% cashback on supermarkets, school fees, dining and telecom.
Good for
High monthly spenders.
Watch out for
10% needs AED 17,500 a month; AED 200 cap per category.
Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Top earn rates need | AED 3,000 a monthNo cashback in months you spend under AED 3,000 |
| Reward cap | AED 200 a month per category (AED 800 total) |
| Perk spend rule | Lounge, golf and valet (AED 5,000 from 1 Mar 2026)AED 5,000 card spend that month |
Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 10% on supermarkets, school fees, dining and telecom at AED 17,500+ a month
- 5% at AED 10,000–17,499; 3% at AED 3,000–9,999
- Max AED 200 a month per category
Included benefits
- Airport lounges
- Valet parking
- Golf
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Emirates Islamic Cashback Plus: common questions
What salary do I need for the Emirates Islamic Cashback Plus?
Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the Emirates Islamic Cashback Plus have an annual fee?
Yes, AED 313.95, free in the first year.
Is there a minimum monthly spend?
Yes. No cashback in months you spend under AED 3,000.
Is the Emirates Islamic Cashback Plus Islamic?
Yes. It is a Shariah-compliant (covered) card.
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