- Annual fee
- AED 313.95 from yr 2
- Minimum monthly salary
- Not published
- Welcome bonus
- AED 500 cashback when you spend AED 15,000 within 60 days.
First year free, then AED 299 + VAT (AED 313.95)
Emirates Islamic doesn't publish a minimum salary for this card
Our take
Switch between lifestyle (8% fuel, 4% groceries and dining) and travel (4% airlines and hotels) cashback modes.
Good for
People whose spending changes month to month.
Watch out for
Needs AED 2,500 monthly spend; categories are capped.
Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Annual fee waived | Spend AED 30,000 a yearAbout AED 2,500 a month |
| Welcome bonus | AED 500 cashbackSpend AED 15,000 within 60 days (about AED 7,500 a month) |
| Top earn rates need | AED 2,500 a monthNo cashback in months you spend under AED 2,500 |
| Perk spend rule | Valet parkingAED 3,000 card spend that month |
| Perk spend rule | GolfAED 5,000 card spend that month |
Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Lifestyle mode: 8% fuel (max AED 100), 4% supermarkets, dining and education (max AED 200 each)
- Travel mode: 4% airlines, hotels and dining (max AED 200 each)
- Switch modes in the app any time
- 0.5% bills and government; 1% other
Included benefits
- Airport lounges
- Valet parking
- Golf
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Emirates Islamic Switch Cashback: common questions
What salary do I need for the Emirates Islamic Switch Cashback?
Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the Emirates Islamic Switch Cashback have an annual fee?
Yes, AED 313.95, free in the first year. It's waived if you spend AED 30,000 a year.
How do I get the Emirates Islamic Switch Cashback welcome bonus?
AED 500 cashback: spend AED 15,000 within 60 days.
Is there a minimum monthly spend?
Yes. No cashback in months you spend under AED 2,500.
Is the Emirates Islamic Switch Cashback Islamic?
Yes. It is a Shariah-compliant (covered) card.
Similar cashback cards
-
0%matchFirst Abu Dhabi Bank
FAB Cashback Credit Card
5% on fashion, dining and groceries
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- AED 3k/mo
No welcome bonus right now
- Airport lounges
-
0%matchIslamicFirst Abu Dhabi Bank
FAB Cashback Islamic Credit Card
5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)
- Annual fee
- AED 315
- Min. salary
- AED 5,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
-
0%matchFirst Abu Dhabi Bank
FAB GEMS World Credit Card
Save up to 3% on GEMS school fees
- Annual fee
- AED 418.95
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers