MoneyVS

Emirates Islamic RTA Card

Cashback card from Emirates Islamic, Shariah-compliant.

Emirates Islamic Emirates Islamic RTA Card
View on EI site Details checked 21 Oct 2026 against EI's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
Not published

Emirates Islamic doesn't publish a minimum salary for this card

Welcome bonus
None listed right now

Our take

10% back on RTA transport and fuel, free for life.

Good for

Dubai commuters.

Watch out for

Capped at AED 75 a month per category.

Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.

What you need

Minimum salaryNot published by the bank
Top earn rates needAED 1,000 a monthNo cashback in months you spend under AED 1,000
Reward capAED 75 a month on RTA and on fuel

Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 10% on RTA transport (Nol, metro, bus) and fuel (max AED 75 each a month)
  • 2.25% abroad, 1.25% local (no cap)

Included benefits

No headline benefits listed by the bank.

Emirates Islamic RTA: common questions

What salary do I need for the Emirates Islamic RTA?

Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.

Does the Emirates Islamic RTA have an annual fee?

No. The bank says it is free for life.

Is there a minimum monthly spend?

Yes. No cashback in months you spend under AED 1,000.

Is the Emirates Islamic RTA Islamic?

Yes. It is a Shariah-compliant (covered) card.

Similar cashback cards

  1. First Abu Dhabi Bank FAB Cashback Credit Card

    First Abu Dhabi Bank

    FAB Cashback Credit Card

    5% on fashion, dining and groceries

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    AED 3k/mo

    No welcome bonus right now

    • Airport lounges
    View on FAB site
    Full details
  2. First Abu Dhabi Bank FAB Cashback Islamic Credit Card
    Islamic

    First Abu Dhabi Bank

    FAB Cashback Islamic Credit Card

    5% on groceries, fuel and dining (max AED 300 a month for UAE nationals, AED 200 for expats)

    Annual fee
    AED 315
    Min. salary
    AED 5,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    View on FAB site
    Full details
  3. First Abu Dhabi Bank FAB GEMS World Credit Card

    First Abu Dhabi Bank

    FAB GEMS World Credit Card

    Save up to 3% on GEMS school fees

    Annual fee
    AED 418.95
    Min. salary
    AED 8,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
    View on FAB site
    Full details