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Emirates Islamic Barça Cashback Covered Card

Cashback card from Emirates Islamic, Shariah-compliant.

Emirates Islamic Emirates Islamic Barça Cashback Covered Card
View on EI site Details checked 21 Oct 2026 against EI's own page
Annual fee
Free for life

No annual fee, ever

Minimum monthly salary
Not published

Emirates Islamic doesn't publish a minimum salary for this card

Welcome bonus
None listed right now

Our take

4% cashback on supermarkets, dining, fuel and sports, free for life.

Good for

Everyday spenders and Barça fans.

Watch out for

AED 100 cap per category; needs AED 1,000 monthly spend.

Written by the MoneyVS team from Emirates Islamic's published terms. Not personal advice.

What you need

Minimum salaryNot published by the bank
Top earn rates needAED 1,000 a monthNo cashback in months you spend under AED 1,000
Reward capAED 100 a month per 4% category
Perk spend ruleCinema offersAED 3,000 card spend that month

Taken from Emirates Islamic's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 4% on UAE supermarkets, dining, fuel and sports (max AED 100 each a month)
  • Up to 2% abroad; up to 1% other local spend (no cap)
  • Barça match ticket and merchandise draws

Included benefits

  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

Emirates Islamic Barça Cashback: common questions

What salary do I need for the Emirates Islamic Barça Cashback?

Emirates Islamic doesn't publish a minimum salary for this card. Check with the bank before you apply.

Does the Emirates Islamic Barça Cashback have an annual fee?

No. The bank says it is free for life.

Is there a minimum monthly spend?

Yes. No cashback in months you spend under AED 1,000.

Is the Emirates Islamic Barça Cashback Islamic?

Yes. It is a Shariah-compliant (covered) card.

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