MoneyVS

ADIB Smiles Visa Signature Card

Shopping card from Abu Dhabi Islamic Bank, Shariah-compliant.

Abu Dhabi Islamic Bank ADIB Smiles Visa Signature Card
View on ADIB site Details checked 21 Oct 2026 against ADIB's own page
Annual fee
AED 1,199

AED 1,199

Minimum monthly salary
AED 20,000
Welcome bonus
70,000 Smiles points + 90 days of Smiles Unlimited (sign up).

Our take

Earns Smiles points with quarterly bonuses and 70,000 welcome points.

Good for

e& (Etisalat) customers.

Watch out for

AED 1,199 fee and AED 20,000 salary.

Written by the MoneyVS team from Abu Dhabi Islamic Bank's published terms. Not personal advice.

What you need

Minimum salaryAED 20,000 a month
Welcome bonus70,000 Smiles points + 90 days of Smiles UnlimitedSign up
Perk spend rule10,000 bonus Smiles points a quarterAED 8,333 card spend that month

Taken from Abu Dhabi Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Smiles points on spend, redeemable for flights, hotels and dining
  • 10,000 bonus Smiles points each quarter you spend AED 25,000

Included benefits

  • Airport lounges
  • Valet parking

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADIB Smiles Visa Signature: common questions

What salary do I need for the ADIB Smiles Visa Signature?

Abu Dhabi Islamic Bank asks for a minimum monthly salary of AED 20,000.

Does the ADIB Smiles Visa Signature have an annual fee?

Yes, AED 1,199.

How do I get the ADIB Smiles Visa Signature welcome bonus?

70,000 Smiles points + 90 days of Smiles Unlimited: sign up.

Is the ADIB Smiles Visa Signature Islamic?

Yes. It is a Shariah-compliant (covered) card.

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