- Annual fee
- AED 1,199
- Minimum monthly salary
- AED 20,000
- Welcome bonus
- 70,000 Smiles points + 90 days of Smiles Unlimited (sign up).
AED 1,199
Our take
Earns Smiles points with quarterly bonuses and 70,000 welcome points.
Good for
e& (Etisalat) customers.
Watch out for
AED 1,199 fee and AED 20,000 salary.
Written by the MoneyVS team from Abu Dhabi Islamic Bank's published terms. Not personal advice.
What you need
| Minimum salary | AED 20,000 a month |
|---|---|
| Welcome bonus | 70,000 Smiles points + 90 days of Smiles UnlimitedSign up |
| Perk spend rule | 10,000 bonus Smiles points a quarterAED 8,333 card spend that month |
Taken from Abu Dhabi Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Smiles points on spend, redeemable for flights, hotels and dining
- 10,000 bonus Smiles points each quarter you spend AED 25,000
Included benefits
- Airport lounges
- Valet parking
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ADIB Smiles Visa Signature: common questions
What salary do I need for the ADIB Smiles Visa Signature?
Abu Dhabi Islamic Bank asks for a minimum monthly salary of AED 20,000.
Does the ADIB Smiles Visa Signature have an annual fee?
Yes, AED 1,199.
How do I get the ADIB Smiles Visa Signature welcome bonus?
70,000 Smiles points + 90 days of Smiles Unlimited: sign up.
Is the ADIB Smiles Visa Signature Islamic?
Yes. It is a Shariah-compliant (covered) card.
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